02-15-2013 07:06 PM
Through TU, I disputed and had 1 judgement and 3 collections removed. Who's an excited happy chick? This gal right here!!!
Thanks to everyone for your input and encouragement!!
These things all were deleted today, is it too soon to see a score increase or decrease? What's the timeline for this kinda thing?
02-15-2013 07:31 PM
That's awesome news!
02-15-2013 07:32 PM
I think you might already have gotten a bump on TU with those deleted accounts. Was that your only judgment?
02-16-2013 05:13 AM
No, I actually have 2 more judgments on my CR. One isn't mine and I'm still fighting it and the other one is an old judgement from 2005 that's PIF but isn't reflecting as such.
I didn't notice any score jump (well through FAKO). I pulled all 3 scores from my CM and there wasn't anything different.
02-16-2013 06:28 AM
If you don't mind me asking, was the judgement that was removed a paid judgement?
02-16-2013 09:42 AM
The judgement was paid but it wasn't reported as such.
I guess instead of updating it to paid, they just deleted it.
I'm working on another paid but not reporting paid judgement now.
02-16-2013 02:30 PM
02-16-2013 03:43 PM
Congratulations!! Nice job!!
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.