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1 Judgement and 3 Collections removed!

Valued Member

1 Judgement and 3 Collections removed!

Through TU, I disputed and had 1 judgement and 3 collections removed. Who's an excited happy chick? This gal right here!!!

 

Thanks to everyone for your input and encouragement!!

 

These things all were deleted today, is it too soon to see a score increase or decrease? What's the timeline for this kinda thing?


Starting Score: EQ 574 EX 528 TU 566 (1/18/2013)
Current Score: EQ 574 EX 528 TU 566 (01/18/2013)
FICO 562 (02/04/2013)

Goal Score: 680


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Message 1 of 25
24 REPLIES
Valued Contributor

Re: 1 Judgement and 3 Collections removed!

That's awesome news!


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 2 of 25
Regular Contributor

Re: 1 Judgement and 3 Collections removed!

I think you might already have gotten a bump on TU with those deleted accounts. Was that your only judgment?


Starting Score: 433
Current Score: 700
Goal Score: 750


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Message 3 of 25
Valued Contributor

Re: 1 Judgement and 3 Collections removed!

Nice going, Congrats! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 4 of 25
Valued Member

Re: 1 Judgement and 3 Collections removed!

No, I actually have 2 more judgments on my CR. One isn't mine and I'm still fighting it and the other one is an old judgement from 2005 that's PIF but isn't reflecting as such.

 

I didn't notice any score jump (well through FAKO). I pulled all 3 scores from my CM and there wasn't anything different.

 


Starting Score: EQ 574 EX 528 TU 566 (1/18/2013)
Current Score: EQ 574 EX 528 TU 566 (01/18/2013)
FICO 562 (02/04/2013)

Goal Score: 680


Take the myFICO Fitness Challenge
Message 5 of 25
New Contributor

Re: 1 Judgement and 3 Collections removed!

If you don't mind me asking, was the judgement that was removed a paid judgement?


Starting Score: EQ 546 EX 560 TU 568
Current Score: EQ 703 EX 718 TU 715
Goal Score: 750


Take the FICO Fitness Challenge

Message 6 of 25
Valued Member

Re: 1 Judgement and 3 Collections removed!

The judgement was paid but it wasn't reported as such.

 

I guess instead of updating it to paid, they just deleted it.

 

I'm working on another paid but not reporting paid judgement now.

 

 


Starting Score: EQ 574 EX 528 TU 566 (1/18/2013)
Current Score: EQ 574 EX 528 TU 566 (01/18/2013)
FICO 562 (02/04/2013)

Goal Score: 680


Take the myFICO Fitness Challenge
Message 7 of 25
Established Contributor

Re: 1 Judgement and 3 Collections removed!

Congrats on the deletions!

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Message 8 of 25
Moderator Emeritus

Re: 1 Judgement and 3 Collections removed!

Happy dance!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 9 of 25
Established Contributor

Re: 1 Judgement and 3 Collections removed!

Congratulations!!  Nice job!!  Smiley Very Happy


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
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Message 10 of 25