02-17-2013 06:51 PM
02-20-2013 08:50 AM
Thanks guys. I've really been digging into my reports and they're 'starting' to look a lot better.
Gummi - I just disputed them through the CR sites and within 30 days, they were removed or updated. I haven't contacted anyone in the courts (yet!).
02-28-2013 12:38 PM
Ok, I got those collections removed from CapOne so that's a good thing. I talked to someone at their exec office and they are sending me a letter. I'm going to forward that to the credit bureas and see if they will remove the judgement (from CapOne). I don't know why they don't remove it all at the same time. It's the same account. It the credit bureaus don't remove it then I'm going to file a motion in court. I am so tired but my efforts have NOT been in vain! When I get all this done I'm taking a vacation! To Hawaii!!!!
02-28-2013 12:44 PM
Just to let you know,, I've checked the TOS and nowhere does it say that you are not allowed to take mods on vacation with you.
Oh,, and BTW, Congrats!
03-30-2013 07:56 PM
I guess i should not start a new link here but anyway.... I got the court to issue me a removal letter for the TU judgment that is not mine. It took me calling the court, going to court, filing the motion, conversating (kind of arguing) in the hallway at the court with some lawyer on the other side, talking to the judge, sending a reminder letter to lawyer (and copying the judge!). .... it was a true headache but FINALLY, they issued a letter to me to remove it. This has been so ridiculous but I'm glad it's all over. Whoooo hoo!
03-30-2013 08:54 PM
Please help me how you dispute judgment I had alot of success with CA but i really have no clue of how to approach Judgments
Thanks in advance :-)
03-30-2013 09:11 PM
In my situation this was just so ridiculous and I think a waste of everyone's time. It was for $100 medical bill on my report as a judgment. I think this could have gone either way but I have been working on this for ... I don't know a year or more. I didn't know who to call. TU sent me something saying to stop mailing them stuff and they were not gonna remove until the court said to. So I started on the court and had paperwork. I really think they got tired of hearing my voice and seeing my face at the courthouse. Thank God though. I have another for Cap1 I want to have removed and I'm not really sure how successful I will be with that one but I'm going to keep trying. I also have a tax lien that I REALLY don't think I will have luck with but again, I'm going to keep trying. I would just go to the court and find out what you can do to have it removed. I know I started with calls and then went to court to file a motion. You may have to talk to the attorney for the other side. I read something where a person said they got their item paid and called the lawyer and the attorney agreed to file a motion to have it removed so you may be able to try talking to the attorney for the other side first. (but I know that all lawyers are not that nice but it's worth a try). This is all very exhausting. I'm not done yet is what is even more exhausting.
03-31-2013 08:27 PM
Hi "from 500to700" ....
I'm still researching, and finding LOTS of valuable info online and on the forums. Check out a post from "bruiseviolet" and the topic is "life after a judgment question." I found that today and it is very informative. I think this info will also help you.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.