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1 Year Mark - Holy Progress!

Frequent Contributor

Re: 1 Year Mark - Holy Progress!

that is awesome progress, I can't wait to be in your shoes Smiley Happy

Message 11 of 14

Re: 1 Year Mark - Holy Progress!

Very detailed OP. This will help give insight to others. Gl. 

Message 12 of 14
Valued Contributor

Re: 1 Year Mark - Holy Progress!


shanac wrote:
Great progress Jutz. Congratulations! When u applied for your Amex gold in Feb. had all if your baddies been removed? What CRA did they pull from?

I still had a 90 day late, and a couple of 30 day lates.  I have a Verizon charge off thats like 6 years old, but that doesn't report to EX, which is what they pulled.  For reference, I just had my EX pulled by my mortgage lender and it came back at 698 this month, so it was probably close to the same then.

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 13 of 14
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Valued Contributor

Re: 1 Year Mark - Holy Progress!


rebuildingmission2013 wrote:

Very detailed OP. This will help give insight to others. Gl. 


Thanks, the idea is that your hard work can snowball.  I went 6 months with absolutely nothing happening.  Once I got my balances in check, I just plateaud.  Then BOOM, everything started happening at the same time because I never gave up with goodwills, PFDs, etc during all that time.

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 14 of 14