Woo hoo! I paid for my scored through myfico.com and am happy to find a 10 point increase on my TU score and 11 point increase on my EQ score!
I just want to express my gratitude for this board and all the members. I have gotten some amazing advice here which has helped seriously rebuild my credit. I started out in 2007 when my scores were all sub-600. I never thought I'd be able to climb out of that hole. But this board, patience, improving my spending / bill paying habits and time have all helped me improve. Thanks everyone!
And to anyone new to the board, my advice is to keep on chugging away and don't give up. I still have a ways to go to be where I want to be. I have 2 negative accounts (Cap One and HSBC/Best Buy) and 2 collections (both Credit Control Corp stemming from one Cox Communications account), but I will be religiously sending GW letters in hopes of getting those removed, and if not, after enough time those items will drop off.
Starting scores in 2007: sub 600
April 2011 scores: EXP - 662; EQ - 683; TU - 675
June 22, 2011 scores: EXP - 662; EQ - 694; TU - 685
June 29, 2011 scores: EXP -681 ; EQ - 694; TU - 710
Goal: 700+
