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Frequent Contributor
CreditJunkie917
Posts: 399
Registered: ‎01-08-2013
0

+10 pt jump

So I refreshed my experian report today, and saw that one of my inqs finally fell off. Which put my at 4 overall, with 3 hitting the year mark in august, the other in sept. With that, I got a 10 pt boost on my plus score. I know it's a FAKO score, but I'll take it!! It's letting me know that gardening and continuing to work my accts, pay my bills on time, keep my UTI down, and getting all the great tidbits of knowledge on this site has been working!! A continued thanks for everyone who contributes to these forums!!!
Amex Plat.(NPSL) Amex PRG(NPSL), Amex BCE($6K), Amex Hilton($1K), NavCheck ($15K), NFCU CR Siggy($14.4K), USAA Amex($7K), USAA World MC($7K), CSP($5K), Chase Marriott($5K), Care Credit($2.5K), Cap1 QS($3.5K), VS($500), Cap1 Secure($200)
Starting Scores(Jan 2013): FICO EQ: 643, TU: 552, EX: 567
Current Scores(June 15, 2014): FICO EQ: 685, TU: 703, EX: 685
In the Garden FOR-EV-ER!!!!! Cards and goals achieved! Let's grow and mature these babies!!!



Valued Contributor
rckstrscott
Posts: 2,659
Registered: ‎04-25-2011
0

Re: +10 pt jump


CreditJunkie917 wrote:
So I refreshed my experian report today, and saw that one of my inqs finally fell off. Which put my at 4 overall, with 3 hitting the year mark in august, the other in sept. With that, I got a 10 pt boost on my plus score. I know it's a FAKO score, but I'll take it!! It's letting me know that gardening and continuing to work my accts, pay my bills on time, keep my UTI down, and getting all the great tidbits of knowledge on this site has been working!! A continued thanks for everyone who contributes to these forums!!!

Congrats, any confidence boosting is worth while, even if it is a FAKO :smileyhappy:

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX

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