+11 Across the board! Fingerhut reporting!

[Anonymous]

Fingerhut hit my reports today and I got an 11 point bump across the board! Woohoo! Can't wait till USAA hits to see how much closer I get to joining the baby 600 club. I accidentally let my Capital One report with a nearly full balance last month, too, statement should be cutting tomorrow with a 5% util as well. I'm so giddy to see what happens to my scores in the next week.

I guessed on my EQ, because it's still not showing anything prior to my student loan consolidation, but assuming nothing else changed I'm gonna guess +11 like the other two until I can get that fixed.

Still haven't heard from Wayfair, applied on 6/22... I got really excited because I had a save $40 off $250 when you use your Wayfair card offer in my notifications, but when I clicked it I still had the 10 day message. :[

- C

[RonM21]

Congrats on the jump. I would imagine the additional credit lowered your utilization % a good bit?

[Anonymous]

They actually only approved me for the installment loan, not the revolving. Once I make 6 payments on it it will upgrade to the revolving. I'm not sure if I should expect a drop from the swap from installment to revolving, but it's a ways off so I'm not trying to worry about it.

[Anonymous]

---

@Anonymous wrote:

Fingerhut hit my reports today and I got an 11 point bump across the board! Woohoo! Can't wait till USAA hits to see how much closer I get to joining the baby 600 club. I accidentally let my Capital One report with a nearly full balance last month, too, statement should be cutting tomorrow with a 5% util as well. I'm so giddy to see what happens to my scores in the next week.

I guessed on my EQ, because it's still not showing anything prior to my student loan consolidation, but assuming nothing else changed I'm gonna guess +11 like the other two until I can get that fixed.

Still haven't heard from Wayfair, applied on 6/22... I got really excited because I had a save $40 off $250 when you use your Wayfair card offer in my notifications, but when I clicked it I still had the 10 day message. :[

- C

---

Thanks For Sharing..

[Anonymous]

Just a heads up. You can make the 6 payments in less than 6 months if you want to. Me, hubby, and mom all did our payments within 2 months and still graduated. I don't know if paying early like that has an effect on the limit you get after graduating though.

[Anonymous]

---

@Anonymous wrote:
Just a heads up. You can make the 6 payments in less than 6 months if you want to. Me, hubby, and mom all did our payments within 2 months and still graduated. I don't know if paying early like that has an effect on the limit you get after graduating though.

---

Thanks for the info!

[SweetCreditObsession]

Congratulations on the fine progress!