I was approved for a personal loan of $500 (cash in hand) and refinancing of my vehicle with a drop of 5%! All from my local Credit Union. YAY! Thanks so much forum. I am actively engaged in learning from this site and it has it has turned my life around. I now have a Cap 1 card ($750), Barclay world mc ($1300), Macy's ($500), car loan ($14,150). Now back to rebuilding.
SN: I closed my account with BOA after 16 years, they didn't even ask if they could do anything to retain my business. I guess I didn't matter, I'm just one of many millions they have. LOL
5/13/13 EQ 636 (Myfico), TU 660 lender pull , EX 640 lender pull
Barclay Rewards MC $2300, Cap One $750, Walmart $800, Macys $2000, Lane Bryant $600.
Starting Score: TU 573 Exp 523 Lender Pull, Eq 583