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11 point bump!! myFICO says my score is good!

Established Contributor

11 point bump!! myFICO says my score is good!

OK, so, I guess it's kinda sad or funny but I feel totally validated to see that indicator pointing at the "good" piece of the score pie and to read "Your Equifax FICO score is good"!  LOL   My score was at 657 just a week or so ago and is now 668 (EQ).   I think it might be because I've been sending DV/PFD's and 2 of the 5 collections on my report are now gone.

 

Anyway, I'm currently in the market for a new rental home as the one we are in (for the past 5.5 yrs) has been sold and we have to be out by Jan 11.  The rental market where I live is completely out of control and there is crazy competition for houses.  I've been really terrified no one would rent to us.  I have a very good/well paying job but am a single Mom so just one income.   I'm was so happy to see this on my report bc everyone is asking for credit reports.   Hopefully this will be good enough for a rental.  Weirdly, I didn't get a score watch alert that it had changed...oh well.

 

Yay!!  BIG thanks to everyone who has helped me so far and this board in general...I'm on my way!!



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


Take the FICO Fitness Challenge
Message 1 of 14
13 REPLIES
Established Contributor

Re: 11 point bump!! myFICO says my score is good!

Congratulations! Seeing that needle move is well worth a post and you deserve it!



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


Take the FICO Fitness Challenge
Message 2 of 14
Valued Contributor

Re: 11 point bump!! myFICO says my score is good!

Nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 3 of 14
Valued Contributor

Re: 11 point bump!! myFICO says my score is good!

Congrats!

 

I always thought it was funny how blunt my ScoreWatch report was.

 

"Your score is BAD."  Thanks myFico, jerks.

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 4 of 14
Valued Member

Re: 11 point bump!! myFICO says my score is good!

Congrats!!

Message 5 of 14
Established Contributor

Re: 11 point bump!! myFICO says my score is good!

Congrats and best of luck finding a great new (affordable) home for your family! 

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Message 6 of 14
Highlighted
Valued Member

Re: 11 point bump!! myFICO says my score is good!

Awesome!!


Starting Score: 495 (12/2012)
Current Score: 520 (01-06-2013)
Goal Score: 680


Take the FICO Fitness Challenge

Message 7 of 14
Valued Contributor

Re: 11 point bump!! myFICO says my score is good!

Congrats!!!!
Scores: about 700 across the board
Total CL: $275k
Message 8 of 14
New Contributor

Re: 11 point bump!! myFICO says my score is good!

Congrats!!! I just posted a mssg so similar to this!! I went from under 600 and most recent scorewatch is 669 , its such a feeling of accomplishment!! Enjoy it you EARBED it!! xo

Message 9 of 14
Regular Contributor

Re: 11 point bump!! myFICO says my score is good!

That's awesome! Congratulations. Good luck on the move.

Starting score (9-29-12)= myfico EQ-562, myfico TU-551, Exp.plus-550
Current score= EQ-732, TU-760, Exp-686
Goal score=775 across the board Smiley Happy
Message 10 of 14