12-05-2012 10:37 PM
OK, so, I guess it's kinda sad or funny but I feel totally validated to see that indicator pointing at the "good" piece of the score pie and to read "Your Equifax FICO score is good"! LOL My score was at 657 just a week or so ago and is now 668 (EQ). I think it might be because I've been sending DV/PFD's and 2 of the 5 collections on my report are now gone.
Anyway, I'm currently in the market for a new rental home as the one we are in (for the past 5.5 yrs) has been sold and we have to be out by Jan 11. The rental market where I live is completely out of control and there is crazy competition for houses. I've been really terrified no one would rent to us. I have a very good/well paying job but am a single Mom so just one income. I'm was so happy to see this on my report bc everyone is asking for credit reports. Hopefully this will be good enough for a rental. Weirdly, I didn't get a score watch alert that it had changed...oh well.
Yay!! BIG thanks to everyone who has helped me so far and this board in general...I'm on my way!!
12-06-2012 04:47 AM
Congratulations! Seeing that needle move is well worth a post and you deserve it!
12-06-2012 06:47 AM
I always thought it was funny how blunt my ScoreWatch report was.
"Your score is BAD." Thanks myFico, jerks.
|Chase Freedom $9500|
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
|Lowe's CC $8500|
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
12-06-2012 07:13 AM
Congrats and best of luck finding a great new (affordable) home for your family!
12-06-2012 08:22 AM
Congrats!!! I just posted a mssg so similar to this!! I went from under 600 and most recent scorewatch is 669 , its such a feeling of accomplishment!! Enjoy it you EARBED it!! xo
12-06-2012 09:22 AM
That's awesome! Congratulations. Good luck on the move.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.