cancel
Showing results for 
Search instead for 
Did you mean: 

11 point increase , why ?

Regular Contributor

11 point increase , why ?

i checked my credit karma score today an it showed a 11 point increase. is that because of having a medical collection deleted from my credit report? Or is it because i received a 200$ cli on one of my cards? 

5 REPLIES
Moderator Emeritus

Re: 11 point increase , why ?

Or a combination of both?  Congats anyway!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Highlighted
Established Contributor

Re: 11 point increase , why ?

Log into Credit Karma and go to your Score center. Look at credit cards. If it was becuase of the increase it will show.

other loans may show a decrease as well for a delete. I had 100.00 medical bill deleted and it increase vantage score but not transunion.

 

Also look at Credit Report Card, Click on Derogatory Remarks and see if the Numbers changed from you had before in collections.

 

Congrats!!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
Regular Contributor

Re: 11 point increase , why ?

I guess I was expecting a bigger increase since I had a collection deleted. At least it's in the right direction Smiley Happy

 

thanks

Regular Contributor

Re: 11 point increase , why ?

I just checked credit karma. Under the derogatory remarks it shows 3. But on the monthly  tracker it still shows 4.

Established Contributor

Re: 11 point increase , why ?

Thats becuase for the month of January you started out with 4, next month will show three.

 

I didnt get an increase on transunion but vantage went way up,  but I am happy with knowing one more is off my report so the numbers will all go up eventually :-) 

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)