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Regular Contributor
Kartel34
Posts: 157
Registered: ‎05-01-2008

11 point increase , why ?

i checked my credit karma score today an it showed a 11 point increase. is that because of having a medical collection deleted from my credit report? Or is it because i received a 200$ cli on one of my cards? 

Moderator
Shogun
Posts: 12,884
Registered: ‎04-15-2011

Re: 11 point increase , why ?

Or a combination of both?  Congats anyway!


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Established Contributor
ktl72455
Posts: 826
Registered: ‎12-09-2012

Re: 11 point increase , why ?

Log into Credit Karma and go to your Score center. Look at credit cards. If it was becuase of the increase it will show.

other loans may show a decrease as well for a delete. I had 100.00 medical bill deleted and it increase vantage score but not transunion.

 

Also look at Credit Report Card, Click on Derogatory Remarks and see if the Numbers changed from you had before in collections.

 

Congrats!!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 665 | EQ 648 | EX 655 ~Myfico scores
6/8/14 TU08 666 | EQ08 656 |EX08 655 } EQ04
My Wallet: Cap1 3,500K ~FH 950 Credit One 1000~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 5K
Last Negs to fall off: 2-Cap1 CO's PD (fall off 1/17)~Forclosure (fall off 1/16)
Regular Contributor
Kartel34
Posts: 157
Registered: ‎05-01-2008

Re: 11 point increase , why ?

I guess I was expecting a bigger increase since I had a collection deleted. At least it's in the right direction :smileyhappy:

 

thanks

Regular Contributor
Kartel34
Posts: 157
Registered: ‎05-01-2008

Re: 11 point increase , why ?

I just checked credit karma. Under the derogatory remarks it shows 3. But on the monthly  tracker it still shows 4.

Established Contributor
ktl72455
Posts: 826
Registered: ‎12-09-2012

Re: 11 point increase , why ?

Thats becuase for the month of January you started out with 4, next month will show three.

 

I didnt get an increase on transunion but vantage went way up,  but I am happy with knowing one more is off my report so the numbers will all go up eventually :-) 

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 665 | EQ 648 | EX 655 ~Myfico scores
6/8/14 TU08 666 | EQ08 656 |EX08 655 } EQ04
My Wallet: Cap1 3,500K ~FH 950 Credit One 1000~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 5K
Last Negs to fall off: 2-Cap1 CO's PD (fall off 1/17)~Forclosure (fall off 1/16)

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