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11 points from removing a dirty collections account

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whydoineedaname
Regular Contributor

11 points from removing a dirty collections account

So I had an old cable bill that went to collections before I knew about it.  This was several years back (I think its going to age off here in a year anyway...

 

Anyway TWO COLLECTIONS WHERE CLAIMING IT!!!  The account was Paid in full to the original company (I wanted cable with them agian).  Any way... I disputed both of them because I did not know which was which so.  Today I got a scorewatch update and...  Turns out they came back and removed one of the collection!


Equifax 3/29/2013 - 649, 4/1/2014 - 651, 4/14/2014 - 662, 4/16/2014 - 655
Transunion 3/29/2014 - 648, 4/29/2014 - 650, 5/1/2014 - 653, 6/10/2014 - 662 (barclay/discover), (4/16/2014 - 658 - lender pull)
Experian 4/1/2014 - 653, 4/14/2014 - 669
What in my wallet? Secured Card $550, Barclaycard Reward $3100, Discover IT $1300, Kohl's $400, Navy Federal cashReward $2500, Navy Federal $17800 for a car 2.79% for 72 months.
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2 REPLIES 2
alvon123
Super Contributor

Re: 11 points from removing a dirty collections account

congrats


Message 2 of 3
hnycaraml
Established Member

Re: 11 points from removing a dirty collections account

Hi!

 

I am currently paying off parkign tickets earned while workign a thankless job in DC.  DC DOT has an agreement with the collection agency that once paid, they will remove the mark from all CRAs they report to.  Based on your success, how much of any increase do you think I will get from that?  I am looking to better my score for a car loan later this year.

 

Any help or advise is appreciated.  Congrats on your recent success!


Starting Score: TU 520 EQ 509 EX 481
Current Score: TU 577 EQ 571 EX 557
Goal Score: TU 748 EQ 730 EX 700


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