120 days late

[WanaDoBetter]

I have a few accounts with CA. They are reporting 120 days late on my Equifax report. Can a CA report something 30/60/90/120 days late? I thought they can only report as a collection account. Any advise on how to handle?

[WanaDoBetter]

ANYONE???

[JohnPTEX]

I'm interested to hear the answer on this one too - I thought they could only report their status which would be collection account but I may be very wrong on this

[scarrollprint]

they can report whatever they want...if the CRA will accept it.

From my previous experience is they try to report it as late - how do I know? because it appeared as late until I disputed it then it all went away once everything was paid off.

however YMMV