10-22-2012 10:53 AM
Just wanted to share that lthis month I brought my credit card Util to 35% from 80% and got a 13 point boost to 625! This is totally because of this board, before I was just paying on time each month and not understanding that the utilization was what was killing me! Next month my newest (and last) credit card show start to show and I'm hoping that will give another boost as well.
In one month I've gone from 574-625! It's totally like a game of tetris, and I aim to win! Thanks for all the info so far folks
10-22-2012 11:43 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.