130 points in 7 months

koky · ‎08-07-2013

Hello Fico family thanks abundant help you guys have given me. I got a score alert today and it was an 11 point. I started at 521 and today am at 651. If you think all is lost and about to throw in the Towel please don't. Am hoping I get in to the 700 club by the end of the year... Koky.

DaBears · ‎08-07-2013

Way to go koky!!!!!

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koky · ‎08-07-2013

Thanks Dabears...

guiness56 · ‎08-07-2013

Nice. Congrats!

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myjourney · ‎08-07-2013

Bravo well done

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

trying_to_B_good · ‎08-07-2013

Awesome!!! Any helpful hints for us?

ForumPheen · ‎08-07-2013

LOL! Carlton never fails to make me laugh.

OP, Congrats on your score increase!

Starting Score: EX 651/EQ 654/TU 668
Current Score: 735/721/732
Goal Score: 751 as lowest score by 8MAY15

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guiness56 · ‎08-07-2013

@ForumPheen wrote:
LOL! Carlton never fails to make me laugh.

OP, Congrats on your score increase!

I loved Carlton on that show!

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denver133 · ‎08-07-2013

I hit 135 points today in 7 months as well! It can be done. I am waiting for two large past due CO balances (cap1 that never sent to collections) to bring my UTI from 93% down to 3%. Once those hit, I should be in the 600s all across the board.

Work hard and it can be done!!!!

My Cards: CSP: $5,000 // Hyatt: $5,000 // Cap1 Venture: $5,000 // US Bank Plat: $3,500 // Discover: $1,000 // AMEX BCE: $1,000 // Lowes: $5,500 // Furniture Row: $3,500 // Buckle Store Card: $750

Current MyFico Scores: EX 687 EQ 696 TU 687 Gardening from 5/15 till 5/16