Re: +138 in ONE month !!!??? :-x

Sedah · ‎04-10-2014

I really REALLY hope this isn't a glitch, looked to see if my walmart FICO was updated and it sure was, opened it up as soon as I got home from work and saw this! I couldn't believe it, I was in awe! whoa! gosh pls don't let it be a late prank LOL -.-'

Quick recap on my rebuilding process, I started rebuilding back in Dec2013, with a 589 score and started paying off my collections and having success with PFD's and old accounts falling off my report, it's a slow progress but in the garden at the moment and hoping to see what my score update on the other two.

Current Cards: NFCU Signature Cash Reward $12.5k 1.5% || NFCU OLOC $3k || AMEX True Earnings $1.2k 3% Gas 2% Dining & Travel || Walmart $1k || Barclay Apple $1.7k
Goal Cards: AMEX Blue Cash Preferred 6% Grocery 3% Gas & Dept. Stores || Chase Sapphire Preferred 2x Travel & Dining || Chase Freedom 5% category per quarter || Discover IT 5% category per quarter || PenFed Platinum Cash Rewards 5% Gas
Starting Score: 589 (2013Dec) Current Score: TU 751(Walmart FICO 201404) || EQ 726(NFCU 201405)|| EXP 652(AMEX 201403)
Goal Score: 700+ ALL Around

mongstradamus · ‎04-10-2014

@Sedah wrote:
I really REALLY hope this isn't a glitch, looked to see if my walmart FICO was updated and it sure was, opened it up as soon as I got home from work and saw this! I couldn't believe it, I was in awe! whoa! gosh pls don't let it be a late prank LOL -.-'

Did you have some baddies fall off ? I recently got a nice big boost from one Charge off falling off. I think went from 710 to 807 I was pleasently surprised. GJ on the nice score boost !!!

EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16

Sedah · ‎04-10-2014

yeah I had a couple baddies that I paid off successfully with PFD's and old accounts that fell off, updated my normal post ^^

Current Cards: NFCU Signature Cash Reward $12.5k 1.5% || NFCU OLOC $3k || AMEX True Earnings $1.2k 3% Gas 2% Dining & Travel || Walmart $1k || Barclay Apple $1.7k
Goal Cards: AMEX Blue Cash Preferred 6% Grocery 3% Gas & Dept. Stores || Chase Sapphire Preferred 2x Travel & Dining || Chase Freedom 5% category per quarter || Discover IT 5% category per quarter || PenFed Platinum Cash Rewards 5% Gas
Starting Score: 589 (2013Dec) Current Score: TU 751(Walmart FICO 201404) || EQ 726(NFCU 201405)|| EXP 652(AMEX 201403)
Goal Score: 700+ ALL Around

mongstradamus · ‎04-10-2014

@Sedah wrote:
yeah I had a couple baddies that I paid off successfully with PFD's and old accounts that fell off, updated my normal post ^^

Nice Cap One was pretty stubborn about PFD, so i had to wait for them to fall off manually. I was actually surprised when EX deleted early, and i when i asked EQ and TU to delete early they did without any hesitation. You are on your way to getting into 800 range soon :-)

EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16

BigBS · ‎04-10-2014

Very nice!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Gunnar419 · ‎04-10-2014

Congrats! And if that's slow progress, I'll bet a lot of rebuilders around here would like to share that kind of slowness.

gdale6 · ‎04-10-2014

Congrats OP and mistakes are not made in the calculation of a FICO score, on the date it was obtained the score is correct.

Mzbutterfly86 · ‎04-10-2014

Congrats I can't wait for my goodwills to work **fingers crossed** and hopefully I will soon be in the 700 range

$300

$500

$300
Goal Scores 650+ Across the board!!!
Gardening Until 2015!!!! Last App 4/09/2014 BARCLAY!!!!

+138 in ONE month !!!??? :-x

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+138 in ONE month !!!??? :-x