138 point jump on Equifax in 9 days

[Anonymous]

First post after reading and learning from the many helpful posters.  Started out with over 7,000 in credit card debt that I had only been paying the mins on for almost 2 years.  Finally got the promotion at work to allow me to pay all of it off.  Started car shopping so I paid for the My fico score on May 10th and had a score of 708, got an update today and my score is now 846.  I was added as an AU on husbands high limit, no balance,never late card 3 months ago and I guess Equifax is finally reporting it.

[Anonymous]

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@Anonymous wrote:

First post after reading and learning from the many helpful posters.  Started out with over 7,000 in credit card debt that I had only been paying the mins on for almost 2 years.  Finally got the promotion at work to allow me to pay all of it off.  Started car shopping so I paid for the My fico score on May 10th and had a score of 708, got an update today and my score is now 846.  I was added as an AU on husbands high limit, no balance,never late card 3 months ago and I guess Equifax is finally reporting it.

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Do you have a spilt file?

[Anonymous]

Not that I can tell.  The mortage is in his name since my credit stunk when we bought our house 10yrs ago.  My name is the only one that shows on my report.

[Anonymous]

Kudos to YOU !!!

[EW800]

Congrats on the great score increase, and even more importantly, congrats on getting rid of the credit card debt!!    It is such a great feeling to not be owned by the CC companies!

[Anonymous]

Thanks Wisco girl and Ew800. Rewis 25, how can I tell if I have a split file.  I am looking to get a Mazda6 and Mazda/Chase use Equifax so I should be golden as far as getting the best rate.