14 lates

[Anonymous]

Hi guys, I was a co-applicant for a car loan in 2003 for my mother. During the length of the loan she made about 14 late payments. The loan was for 72 months but was paid off in 52. Is there any way to remove those lates from my report since I was just a co-applicant? I didnt know any better I was only 18 when i signed thanks in advance

[MarineVietVet]

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@Anonymous wrote:

Hi guys, I was a co-applicant for a car loan in 2003 for my mother. During the length of the loan she made about 14 late payments. The loan was for 72 months but was paid off in 52. Is there any way to remove those lates from my report since I was just a co-applicant? I didnt know any better I was only 18 when i signed thanks in advance

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I had to learn the hard way as you did that being "just" a co-applicant makes you equally responsible. 

How old are those lates and are they 30 days late? 60? 90?

[BungalowMo]

I think you mother needs to contact the bank for a GW....big time!!!!!

Message Edited by BungalowMo on 12-14-2009 08:36 PM

[Anonymous]

The last late payment was 08/08