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Regular Contributor
rogersave
Posts: 104
Registered: ‎07-18-2011

14 point increase!!

Pulled my report today and was happy to see a 14 point increase. Looks like I had an old paid chargeoff pass its SOL, also made a big payment to my curent credit cards to bringy utility down. Also spoke with Portfolio today about updating my account. Its showing as 0 balance but 120 days late. I paid account in full  April 2011. Lady said she would send a UDF to all 3 credit agencies. Im not sure if it is to update or maybe delete!!  Also had 2 inquiries drop off, so now I have 0. This board has been great, now back t sending out more GW letters(all my baddies have been PIF)

Equifax 712 transunion 693experian 673
Chase freedom 500 Chase United explorer 5000 Discover IT 13000 AMEX PRG npsl AMEX BCE 6000 CSP 12000.AMEX ED 15000 Citi Simplicity 7000
Established Contributor
westo12
Posts: 578
Registered: ‎07-20-2008

Re: 14 point increase!!

Congrats!  Love those days. :smileyhappy:

2014 Starting-618, current TU617/EX653/EQ600 (WalmTU 7/7,Prosper, CLI decline ltr) / Ending Goal score: 720 - 25 pos TLs / Baddies: 1 unpd $312 med CA, 2/30 day auto lates almost 2yrs old /reported Install Bal/Lim: 27238/36512 | reported Revolving Bal/Lim: 12806/20532=62%util.

**IN the garden until I get some auto CLI's on major accts**
Moderator
Shogun
Posts: 12,890
Registered: ‎04-15-2011

Re: 14 point increase!!

Congrats!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
rogersave
Posts: 104
Registered: ‎07-18-2011

Re: 14 point increase!!

Thank you, it gives me ecourageent to keep sending letters out! This forum is great!

Equifax 712 transunion 693experian 673
Chase freedom 500 Chase United explorer 5000 Discover IT 13000 AMEX PRG npsl AMEX BCE 6000 CSP 12000.AMEX ED 15000 Citi Simplicity 7000
Regular Contributor
beautybrainsbooty
Posts: 212
Registered: ‎08-02-2012

Re: 14 point increase!!

So awesome and encouraging!!! Congrats :smileywink:

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: 14 point increase!!

Congrats

Member
frenchy86
Posts: 6
Registered: ‎09-03-2012

Re: 14 point increase!!

your post gives me hope!!!! CONGRATS


Starting Score: CO pull TU 609
Current Score: TU FICO 02/2013 537
Goal Score: 680


Take the FICO Fitness Challenge

Regular Contributor
rogersave
Posts: 104
Registered: ‎07-18-2011

Re: 14 point increase!!

thanks, gets me closer to my goal of 700s acros the board and an AMEX revolver

Equifax 712 transunion 693experian 673
Chase freedom 500 Chase United explorer 5000 Discover IT 13000 AMEX PRG npsl AMEX BCE 6000 CSP 12000.AMEX ED 15000 Citi Simplicity 7000

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