Pulled my report today and was happy to see a 14 point increase. Looks like I had an old paid chargeoff pass its SOL, also made a big payment to my curent credit cards to bringy utility down. Also spoke with Portfolio today about updating my account. Its showing as 0 balance but 120 days late. I paid account in full April 2011. Lady said she would send a UDF to all 3 credit agencies. Im not sure if it is to update or maybe delete!! Also had 2 inquiries drop off, so now I have 0. This board has been great, now back t sending out more GW letters(all my baddies have been PIF)
Starting Score: 590
Congrats!
Starting Score: 504
Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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