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14 point increase!!

Regular Contributor

14 point increase!!

Pulled my report today and was happy to see a 14 point increase. Looks like I had an old paid chargeoff pass its SOL, also made a big payment to my curent credit cards to bringy utility down. Also spoke with Portfolio today about updating my account. Its showing as 0 balance but 120 days late. I paid account in full  April 2011. Lady said she would send a UDF to all 3 credit agencies. Im not sure if it is to update or maybe delete!!  Also had 2 inquiries drop off, so now I have 0. This board has been great, now back t sending out more GW letters(all my baddies have been PIF)

Equifax 712 transunion 693experian 673
Chase freedom 500 Chase United explorer 5000 Discover IT 13000 AMEX PRG npsl AMEX BCE 6000 CSP 12000.AMEX ED 15000 Citi Simplicity 7000
Message 1 of 8
7 REPLIES
Established Contributor

Re: 14 point increase!!

Congrats!  Love those days. Smiley Happy

Chap7 discharge 7/29/15
Fico 11/20: TR:595(high util)
Cap1(Plat+QS) 3500+2500/Merrick 1000/Express 1100.
Message 2 of 8
Moderator Emeritus

Re: 14 point increase!!

Congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 8
Regular Contributor

Re: 14 point increase!!

Thank you, it gives me ecourageent to keep sending letters out! This forum is great!

Equifax 712 transunion 693experian 673
Chase freedom 500 Chase United explorer 5000 Discover IT 13000 AMEX PRG npsl AMEX BCE 6000 CSP 12000.AMEX ED 15000 Citi Simplicity 7000
Message 4 of 8
Regular Contributor

Re: 14 point increase!!

So awesome and encouraging!!! Congrats Smiley Wink

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013
Message 5 of 8
Established Contributor

Re: 14 point increase!!

Congrats

Message 6 of 8
Regular Contributor

Re: 14 point increase!!

your post gives me hope!!!! CONGRATS

Starting scores TU: 537 EQ: 571 Current Scores 8/2015 TU:641 EQ: 641EX: 643
4000 3600 30006200 VS: 2450 NY&CO: 2320

Message 7 of 8
Highlighted
Regular Contributor

Re: 14 point increase!!

thanks, gets me closer to my goal of 700s acros the board and an AMEX revolver

Equifax 712 transunion 693experian 673
Chase freedom 500 Chase United explorer 5000 Discover IT 13000 AMEX PRG npsl AMEX BCE 6000 CSP 12000.AMEX ED 15000 Citi Simplicity 7000
Message 8 of 8