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14 points away from 700 club!!!

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DeeBee18
Regular Contributor

14 points away from 700 club!!!

I was shocked and happy to find out my score (thru car dealer) had increased 86 points in 2 months. What else can I do to make it to 700 club by the end of the year? Smiley Very Happy

 

Will GW help me get to 700?

 

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Also how much score drop will I lose from an inquiry (auto dealership)?

 


 

 

 

Message Edited by DeeBee18 on 09-28-2009 08:22 AM
Officially a Homeowner 6/1/12

Jun' 2012 EX 737 (thru lender) ; Mar '12 EQ 746; July '12 TU 773

Chase Freedom - 6.5k; Amex Zync - NPSL; Ashley's GEMB - 5.5k; Barclay's Rewards MC - 1.5k, JCP - 1k; Macys - 2k; Chase Slate - 7k (AU on DH card); US Bank Cash+ - 9.5k
Message 1 of 4
3 REPLIES 3
DeeBee18
Regular Contributor

Re: 14 points away from 700 club!!!

bump
Officially a Homeowner 6/1/12

Jun' 2012 EX 737 (thru lender) ; Mar '12 EQ 746; July '12 TU 773

Chase Freedom - 6.5k; Amex Zync - NPSL; Ashley's GEMB - 5.5k; Barclay's Rewards MC - 1.5k, JCP - 1k; Macys - 2k; Chase Slate - 7k (AU on DH card); US Bank Cash+ - 9.5k
Message 2 of 4
pattycake
Established Contributor

Re: 14 points away from 700 club!!!

Your score may not drop at all from that INQ - I have a few INQ this year, and my score has gone up because some baddies have fallen off. 

 

If you GW some lates, your score may indeed rise.  

pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Message 3 of 4
DeeBee18
Regular Contributor

Re: 14 points away from 700 club!!!

Thanks Pattycake for the info...

 

 __ __ __

 

How about requesting CLI from my CC (JCPenney).

 

I've had the card since 2002 and I have not had any increase since then. I have $300 limit. I use the card every month, never go over and never late. I dont know how generous is JCP and kinda iffy of having another inquiry on my CR.

 

Officially a Homeowner 6/1/12

Jun' 2012 EX 737 (thru lender) ; Mar '12 EQ 746; July '12 TU 773

Chase Freedom - 6.5k; Amex Zync - NPSL; Ashley's GEMB - 5.5k; Barclay's Rewards MC - 1.5k, JCP - 1k; Macys - 2k; Chase Slate - 7k (AU on DH card); US Bank Cash+ - 9.5k
Message 4 of 4
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