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I was shocked and happy to find out my score (thru car dealer) had increased 86 points in 2 months. What else can I do to make it to 700 club by the end of the year?
Will GW help me get to 700?
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Also how much score drop will I lose from an inquiry (auto dealership)?
Your score may not drop at all from that INQ - I have a few INQ this year, and my score has gone up because some baddies have fallen off.
If you GW some lates, your score may indeed rise.
Thanks Pattycake for the info...
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How about requesting CLI from my CC (JCPenney).
I've had the card since 2002 and I have not had any increase since then. I have $300 limit. I use the card every month, never go over and never late. I dont know how generous is JCP and kinda iffy of having another inquiry on my CR.