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New Member
Scenerio
Posts: 11
Registered: ‎04-02-2013
0

150 point spread between Highest and Lowest Credit Scores

Hi All, 

 

I am trying to find out if it is normal to have such a large spread between my highest and lowest credit scores? 

 

Please let me know. 

 

Thanks - Phil 

Contributor
dpride86
Posts: 98
Registered: ‎02-01-2013
0

Re: 150 point spread between Highest and Lowest Credit Scores

are they fico scores?

Pride

Current Score: TU 690 EQ 707 and EX 688 5-14-14

My Goal: 700+ on all 3

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New Member
Scenerio
Posts: 11
Registered: ‎04-02-2013
0

Re: 150 point spread between Highest and Lowest Credit Scores

I pulled two of them from MyFico, to get all three, I used credit.mint.com

Frequent Contributor
twall06
Posts: 340
Registered: ‎10-25-2012
0

Re: 150 point spread between Highest and Lowest Credit Scores

The third is a fako is you EQ and TU close together?

STARTED MYFICO TU 569 EQ 618 1-30-13
CURRENT MYFICO TU 664 EQ 656 Ex ? 3-13-14
MERRICK BANK FICO 539 12-26-12 / 649 2-17-14
GOAL 680+ last ap 5-30-14
Blogger
HiLine
Posts: 2,849
Registered: ‎10-19-2012
0

Re: 150 point spread between Highest and Lowest Credit Scores

Totally. Scoring models vary a lot from one to another.

New Member
Scenerio
Posts: 11
Registered: ‎04-02-2013
0

Re: 150 point spread between Highest and Lowest Credit Scores

EQ and Trans are the two scores which are furthest apart

Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007
0

Re: 150 point spread between Highest and Lowest Credit Scores


Scenerio wrote:

EQ and Trans are the two scores which are furthest apart


What's different between the reports?

New Member
Scenerio
Posts: 11
Registered: ‎04-02-2013
0

Re: 150 point spread between Highest and Lowest Credit Scores

That is what I am trying to find out, there are 35 accounts here, so I am sifting through them. 

Frequent Contributor
twall06
Posts: 340
Registered: ‎10-25-2012
0

Re: 150 point spread between Highest and Lowest Credit Scores

Did you figure out what is differnt between them?

STARTED MYFICO TU 569 EQ 618 1-30-13
CURRENT MYFICO TU 664 EQ 656 Ex ? 3-13-14
MERRICK BANK FICO 539 12-26-12 / 649 2-17-14
GOAL 680+ last ap 5-30-14
New Member
Scenerio
Posts: 11
Registered: ‎04-02-2013
0

Re: 150 point spread between Highest and Lowest Credit Scores

twall06, 

 

There are so many tradelines it wouldtake forever to compare! I just started disputing everything that I thought was worth it and that I had no record of. 

 

Some of the balances on cards that were charged off were never set  to zero so it looked like I had higher balances in colections, which I did not. Those were removed and my CS jumped from 500 to 598, TU also removed to tradelines. 

 

However, my equifax dropped from 655 to 624 just from disputing items and this has not been resolved. Still working on it. 

 

 


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