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New Member
Posts: 11
Registered: ‎04-02-2013
0

150 point spread between Highest and Lowest Credit Scores

Hi All, 

 

I am trying to find out if it is normal to have such a large spread between my highest and lowest credit scores? 

 

Please let me know. 

 

Thanks - Phil 

Regular Contributor
Posts: 128
Registered: ‎02-01-2013
0

Re: 150 point spread between Highest and Lowest Credit Scores

are they fico scores?

-Current Score: TU 719 EQ 705 and EX 708 1-11-15
-My Goal: 740+ on all 3
-My wallet:
NFCU Cash Rewards 17k,Fidelity Amex 10.1k, QS 8k, DCU Visa Platinum 7.5k, Chase Freedom 7k, Penfed Promise 6.5k, Amex BCE 6k and Citi 5K.
New Member
Posts: 11
Registered: ‎04-02-2013
0

Re: 150 point spread between Highest and Lowest Credit Scores

I pulled two of them from MyFico, to get all three, I used credit.mint.com

Frequent Contributor
Posts: 360
Registered: ‎10-25-2012
0

Re: 150 point spread between Highest and Lowest Credit Scores

The third is a fako is you EQ and TU close together?
Blogger
Posts: 3,348
Registered: ‎10-19-2012
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Re: 150 point spread between Highest and Lowest Credit Scores

Totally. Scoring models vary a lot from one to another.

New Member
Posts: 11
Registered: ‎04-02-2013
0

Re: 150 point spread between Highest and Lowest Credit Scores

EQ and Trans are the two scores which are furthest apart

Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
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Re: 150 point spread between Highest and Lowest Credit Scores


Scenerio wrote:

EQ and Trans are the two scores which are furthest apart


What's different between the reports?

New Member
Posts: 11
Registered: ‎04-02-2013
0

Re: 150 point spread between Highest and Lowest Credit Scores

That is what I am trying to find out, there are 35 accounts here, so I am sifting through them. 

Frequent Contributor
Posts: 360
Registered: ‎10-25-2012
0

Re: 150 point spread between Highest and Lowest Credit Scores

Did you figure out what is differnt between them?
New Member
Posts: 11
Registered: ‎04-02-2013
0

Re: 150 point spread between Highest and Lowest Credit Scores

twall06, 

 

There are so many tradelines it wouldtake forever to compare! I just started disputing everything that I thought was worth it and that I had no record of. 

 

Some of the balances on cards that were charged off were never set  to zero so it looked like I had higher balances in colections, which I did not. Those were removed and my CS jumped from 500 to 598, TU also removed to tradelines. 

 

However, my equifax dropped from 655 to 624 just from disputing items and this has not been resolved. Still working on it. 

 

 

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