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New Member
Scenerio
Posts: 11
Registered: ‎04-02-2013
0

150 point spread between Highest and Lowest Credit Scores

Hi All, 

 

I am trying to find out if it is normal to have such a large spread between my highest and lowest credit scores? 

 

Please let me know. 

 

Thanks - Phil 

Regular Contributor
dpride86
Posts: 124
Registered: ‎02-01-2013
0

Re: 150 point spread between Highest and Lowest Credit Scores

are they fico scores?

-Current Score: TU 714 EQ 702 and EX 690 11-14-14
-My Goal: 720+ on all 3
-My wallet:
NFCU Cash Rewards 14k, DCU Visa Platinum 7.5k, Penfed Promise 6.5k, Amex BCE 6k, Fidelity Amex 5K, Capital one QS 5K, Chase freedom 4k, Citi 3.8K, Amazon Chase 3.5k, Express 1.36k
New Member
Scenerio
Posts: 11
Registered: ‎04-02-2013
0

Re: 150 point spread between Highest and Lowest Credit Scores

I pulled two of them from MyFico, to get all three, I used credit.mint.com

Frequent Contributor
twall06
Posts: 349
Registered: ‎10-25-2012
0

Re: 150 point spread between Highest and Lowest Credit Scores

The third is a fako is you EQ and TU close together?
Blogger
HiLine
Posts: 3,166
Registered: ‎10-19-2012
0

Re: 150 point spread between Highest and Lowest Credit Scores

Totally. Scoring models vary a lot from one to another.

New Member
Scenerio
Posts: 11
Registered: ‎04-02-2013
0

Re: 150 point spread between Highest and Lowest Credit Scores

EQ and Trans are the two scores which are furthest apart

Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
0

Re: 150 point spread between Highest and Lowest Credit Scores


Scenerio wrote:

EQ and Trans are the two scores which are furthest apart


What's different between the reports?

New Member
Scenerio
Posts: 11
Registered: ‎04-02-2013
0

Re: 150 point spread between Highest and Lowest Credit Scores

That is what I am trying to find out, there are 35 accounts here, so I am sifting through them. 

Frequent Contributor
twall06
Posts: 349
Registered: ‎10-25-2012
0

Re: 150 point spread between Highest and Lowest Credit Scores

Did you figure out what is differnt between them?
New Member
Scenerio
Posts: 11
Registered: ‎04-02-2013
0

Re: 150 point spread between Highest and Lowest Credit Scores

twall06, 

 

There are so many tradelines it wouldtake forever to compare! I just started disputing everything that I thought was worth it and that I had no record of. 

 

Some of the balances on cards that were charged off were never set  to zero so it looked like I had higher balances in colections, which I did not. Those were removed and my CS jumped from 500 to 598, TU also removed to tradelines. 

 

However, my equifax dropped from 655 to 624 just from disputing items and this has not been resolved. Still working on it. 

 

 


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