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Sounds good!
I'm going to go read your journal now.
Grats to your continued success
I would imagine that auto credit letter score is the auto enhanced fico score, which can be quite a bit lower than your regular fico.. Trust me on this. Ive been trying to by a car for a couple months, and my auto enhance fico is in the mid 500s, but my others are over 600. All of this is very confusing.
congrats
Figuring my next step is what I'm working on. EX is on ice because I have a HIGH amount of inquiries on it from applying for auto loans foolishly in 2012 and 2013. I want to aim for two more cards (preferably one with travel rewards) which I know May be a stretch right now. I just want to get something so I can garden for a year while having 4-5 cards age.
i was also thinking of calling NFCU and see if they will insecure my card now, but I planned on waiting till I pay in full first Friday.
I apped for NFCU declined! Discover declined! Barclays declined! Walmart APPOVED for 700$... now I get a free fico every month.
I should have waited on apping especially after apping NFCU first stated it was the recent public record (really collection) that is on my report. CPS reported on my report less than 6 months ago. I have since paid it, it has just not been updated.
I applied for DCU for membership and was denied. They stated it was due to recent public record and upaid chex report.