cancel
Showing results for 
Search instead for 
Did you mean: 

16 USCB Inc Collections being removed!!!

tag
mikie209
Regular Contributor

16 USCB Inc Collections being removed!!!

I have been talking to USCB Inc to get these collections removed since they were not mine (i think my dads) and they were just taking there time trying to figure out who the collections belonged to. I finally went to  experian to dispute them online and i wasnt able to dispute it online so i called them. They said my account (SSN) got merged with my dads and thats why USCB was on my account. That was the only account that seemed to merge from my dads account to mine, Anyways, Experian said the accounts should be off in 24-72 hours. I will only have 1 collection account left (midland) and then just need to lower my utilization. Im so excited these are finally off my report.  

Message 1 of 8
7 REPLIES 7
gtnitright
Regular Contributor

Re: 16 USCB Inc Collections being removed!!!

Congratulations!
Starting Score : EQ 635. TU 632 EX 635
Goal Score: 700. br >
.Nordstrom $800 Loft/$800 Cap 1/$3900 Amex BCE $9000br >
Message 2 of 8
mikie209
Regular Contributor

Re: 16 USCB Inc Collections being removed!!!

Also just got approved for a NFCU CC with a 6K CL
Message 3 of 8
Shogun
Moderator Emeritus

Re: 16 USCB Inc Collections being removed!!!

Double win!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 8
mikie209
Regular Contributor

Re: 16 USCB Inc Collections being removed!!!

The guy on the phone from experian said to use my full name including my middle name since mine and my dads are the same besides the middle name. I usually always put my middle initial but I'm glad it's taken care of.
Message 5 of 8
mikie209
Regular Contributor

Re: 16 USCB Inc Collections being removed!!!

Just looked at my new report. All 16 collections are gone and my experian score went from 514 to 601 fako
Message 6 of 8
azguy13
Senior Contributor

Re: 16 USCB Inc Collections being removed!!!


@mikie209 wrote:
Just looked at my new report. All 16 collections are gone and my experian score went from 514 to 601 fako

Fantasitc!

Message 7 of 8
guiness56
Epic Contributor

Re: 16 USCB Inc Collections being removed!!!

Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.