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+17 on TU today +22 yesterday

Senior Contributor

+17 on TU today +22 yesterday

moving on up!!!!!!!!!!!!!!!!!!!!

Message 1 of 7
6 REPLIES
Valued Contributor

Re: +17 on TU today +22 yesterday

What changed?

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 2 of 7
Senior Contributor

Re: +17 on TU today +22 yesterday

I got a new collection Smiley Tongueand had myself removed as an AU on a maxed out gas card.  That's it.

Message 3 of 7
Valued Contributor

Re: +17 on TU today +22 yesterday


fishbjc wrote:

I got a new collection Smiley Tongueand had myself removed as an AU on a maxed out gas card.  That's it.


Yeah removing that AU was a great move, and if the new collection is that old one, if you already had collections showing it likely didn't impact your score at all.

 

Good work deciphering the maxed out gas card, good catch!

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Message 4 of 7
Valued Contributor

Re: +17 on TU today +22 yesterday

A little bit at a time = big score jumps congrats


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Message 5 of 7
Valued Contributor

Re: +17 on TU today +22 yesterday

It's headed in the right direction, Congrats! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 6 of 7
Highlighted
Established Contributor

Re: +17 on TU today +22 yesterday

Congrats

Message 7 of 7