Reply
Senior Contributor
fishbjc
Posts: 3,321
Registered: ‎11-30-2007

+17 on TU today +22 yesterday

moving on up!!!!!!!!!!!!!!!!!!!!

Valued Contributor
Repo-ed
Posts: 2,953
Registered: ‎02-09-2012

Re: +17 on TU today +22 yesterday

What changed?

Senior Contributor
fishbjc
Posts: 3,321
Registered: ‎11-30-2007

Re: +17 on TU today +22 yesterday

I got a new collection :smileytongue:and had myself removed as an AU on a maxed out gas card.  That's it.

Valued Contributor
rckstrscott
Posts: 2,659
Registered: ‎04-25-2011

Re: +17 on TU today +22 yesterday


fishbjc wrote:

I got a new collection :smileytongue:and had myself removed as an AU on a maxed out gas card.  That's it.


Yeah removing that AU was a great move, and if the new collection is that old one, if you already had collections showing it likely didn't impact your score at all.

 

Good work deciphering the maxed out gas card, good catch!

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX
Valued Contributor
annielorie
Posts: 1,207
Registered: ‎02-19-2012

Re: +17 on TU today +22 yesterday

A little bit at a time = big score jumps congrats


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: +17 on TU today +22 yesterday

It's headed in the right direction, Congrats! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: +17 on TU today +22 yesterday

Congrats


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+