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18 months must be the NFCU magic #

Senior Contributor

18 months must be the NFCU magic #

For those of you rebuilding, my last late was 18 months ago.  At the 12 mo mark, I applied at NFCU and was declined for 'too recent late'.  I applied yesterday for a signature loan (18 month last late) and was approved.

 

While rebuilding has been slow, it's been steady.  I'm paying off this month, my last CA and will start sending gw for removal.  I've got envelopes, paper and stamps.  I'm armed and dangerous, lol.  Of course, it's Portfolio

Message 1 of 9
8 REPLIES
Senior Contributor

Re: 18 months must be the NFCU magic #

Message 2 of 9
Regular Contributor

Re: 18 months must be the NFCU magic #

Congrats!  I love NFCU


Starting Scores 11/12/2012 EX - 590, EQ - 584, TU - 601
FICO Scores as of 02/06/2014 EX - 687, EQ - 659, TU - 697
BK 7 Discharged Oct 2010, In my wallet: NFCU VisaSiggy $26K; NFCU GoRewards $10K; NFCU Navcheck $15K; Star Furniture $5K, Conns Credit $7K, GE (Ashley Furniture) $1K, GE (Rooms to Go) $3K, Barclay Arrival MC $3K; PWFCU Visa $2.5K; Cap1 Quicksilver1 $2K; Chase Freedome $500; Cap1 Secured $500
Message 3 of 9
Regular Contributor

Re: 18 months must be the NFCU magic #

@DaBears....that Carlton dance is my favorite!  lol


Starting Scores 11/12/2012 EX - 590, EQ - 584, TU - 601
FICO Scores as of 02/06/2014 EX - 687, EQ - 659, TU - 697
BK 7 Discharged Oct 2010, In my wallet: NFCU VisaSiggy $26K; NFCU GoRewards $10K; NFCU Navcheck $15K; Star Furniture $5K, Conns Credit $7K, GE (Ashley Furniture) $1K, GE (Rooms to Go) $3K, Barclay Arrival MC $3K; PWFCU Visa $2.5K; Cap1 Quicksilver1 $2K; Chase Freedome $500; Cap1 Secured $500
Message 4 of 9
Moderator Emeritus

Re: 18 months must be the NFCU magic #

Awesome!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 9
Senior Contributor

Re: 18 months must be the NFCU magic #

Me and shogun had a sleep over this past weekend, watching Bubble Guppies, He-Man, Thunder Cats and Under Dog. I looked over at his old Tandy computer from 1991 and said I want that GIF on your screen. He then put it on a 5.25" floppy drive and then when I got home I had to transfer it the old hard way to a thumb drive. Shogun is a pal I tell you. Smiley Happy

Message 6 of 9
Moderator Emerita

Re: 18 months must be the NFCU magic #

Message 7 of 9
Established Contributor

Re: 18 months must be the NFCU magic #

fish - Congrats!!!! Keep up the good work.

 

DaBears - you're telling shogun's age because I have no idea what a Tandy computer or floppy drive is.......yeah right! Can anyone say "MS-Dos".   Smiley Very Happy

Message 8 of 9
Senior Contributor

Re: 18 months must be the NFCU magic #

I'm pushing 40 and have more grey hair than then most 70yr olds  Smiley LOL

Message 9 of 9