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1st GW Success - Orchard Bank

Frequent Contributor

1st GW Success - Orchard Bank

I sent out a letter to HSBC (1 by mail and 1 via planetfeedback) asking if they could remove a 30 and 60 day late from 2007.   I just refreshed my report on TU and the lates were gone!!  

 

Now if I could only  get rid of the 100+ lates from Sallie Mae and have that judgement removed, I'd be in perfect shape.  Wishful thinking Smiley Wink



EQ: 662 | TU: 682 | EX Plus: 764
SL baddies fall off between Jan '13 - Oct '14
Message 1 of 8
7 REPLIES
Senior Contributor

Re: 1st GW Success - Orchard Bank

Woo Hoo.gif  snowangel ! !     You go girl ! ! !

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Message 2 of 8
Established Contributor

Re: 1st GW Success - Orchard Bank

Nice victory! How long did it take for them to respond to your GW letter?


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


Take the FICO Fitness Challenge
Message 3 of 8
Frequent Contributor

Re: 1st GW Success - Orchard Bank

Thanks.  The letter via planet feedback was sent around a month ago.  The one through the mail was about 2 weeks ago.  I pulled my report on 9/1 via transunion and it wasn't there.  Yesterday's pull showed the the changes and August's stats.



EQ: 662 | TU: 682 | EX Plus: 764
SL baddies fall off between Jan '13 - Oct '14
Message 4 of 8
New Member

Re: 1st GW Success - Orchard Bank

Would you be willing to share the address that you have for Orchard Bank GW request - please and thank you. You may PM me.

Message 5 of 8
New Member

Re: 1st GW Success - Orchard Bank

I have a 30 & 60 day late w/ them that I'd like to get removed.  Can you PM me the contact info?

 

Thanks!

 

TJ

Message 6 of 8
Established Member

Re: 1st GW Success - Orchard Bank

Hi. 

 

Nice to know that they would be willing to work with their customers. Could you also PM me the letter you used and the address as well. 

 

Thanks! 

Message 7 of 8
Moderator Emeritus

Re: 1st GW Success - Orchard Bank

Old thread, OP hasn't posted in quite some time.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 8 of 8