Hello, I have taken the path to cleaning some things up. There are two accounts in which I have disputed.
I sent a validation letter to First Premiere and they replied with an affidavit that they required me to fill out. At this point I don't know how to get them off of my credit report. I only have a year left as it is to be moved on 07/14. But here are couple of questions:
They both show balances. One of 482 and other of 299 but is a charge off. Today I was on Transunion and it showed date of last activity 3/17 on one account with a payment of 25.00 that I never made. My stupidity is i didn't print it out and when I thought about it I logged back in and now I can not pull my report back up (says I have to do manually). My concern is now they will start reporting lates again. Is that legal?
I also have an LVN that doesn't want to budge. I have sent them 5 letters requesting to validate and they just don't reply. Do I give up?
Really trying to clean up my report but its been a ride. I have good standing accounts. An installment loan that i've had over a year and half Paid As Agreed and 4 CC's Paid as Agreed. Low balances and still my score doesn't seem to want to move.
Any help would be extremely appreciated!