@Anonymous wrote:
I have 2 new cc that cut off date is near am I supposed to let it report a balance or is it ok to have $0 balance.
i only have 3 cc and 1 has reported a balance already this month
If one has already reported a balance then you can pay the other two to $0 before they close. To simplify things, keep letting the same card report a balance (pay it off and charge the same amount again to avoid interest), and PIF the others before they close.
