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04-18-2009 07:52 PM
04-18-2009 07:54 PM - edited 04-18-2009 07:55 PM
If they reported it in June of 2003 I would think the DOFD is before that. I would leave this one alone as it is probably out of suing SOL. I will soon be out of reporting SOL.
If they are listing the balance as 0 it has been sold to a CA.
Being a CO it will carry alot more weight than a collection.
What state are you in?
04-18-2009 07:57 PM
04-18-2009 08:04 PM
I am in PA and I think the SOL is four years...I am not going to worry about Verizon. I have bigger fish to fry right now. I really appreciate your help.
Let me ask you this question - I paid a CA for HSBC account. Before I knew anything about PFD. The account was not listed on my cR from the CA but HSBC still has it Charge Off. But i paid if through a collection agency and made good more than good i paid half i think i paid more than the actual charge off amount. I have no bargaining chips right now. How can I possibly get this charge off status removed? I should have looked into this.
04-18-2009 08:08 PM
Let me get this right. You paid a CA that is not reporting for a CO from HSBC, who is reporting.
How long ago did you pay the CA and is HSBC showing it as paid on your CR? How old is it (DOFD)?
04-18-2009 08:13 PM
04-18-2009 08:15 PM
04-18-2009 08:21 PM - edited 04-18-2009 08:25 PM
Unless you got it in writing that they would accept 50% as a settlement in full, they can still come after you for the remainder.
It will always be listed as a CO but it should be showing settled for less than full amount or paid.
Where is this CA from?
04-18-2009 08:39 PM
04-18-2009 08:58 PM