Long story short. Finish high school, shining new card. Lost part time job, and stuff during 2008.
So I got 2 Baddies from 2008, one is Cap 1, and the other is BOA.
I manage to pay off BoA eventually in 2010 and all balance in 2011. with 2 +120 late. I guess will GW can remove the late payments??
The Main baddie is from Cap 1, which I never bother to paid in full. I settle with them in 2010, and its hurting my fico really badly. What can I do to remove it from myfico??
US Bank Platinum: $2000
Cap 1: $1500