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I had two accounts with Colony Brands (Seventh Ave and Ginny's) that had been paid after charge off. It took almost a month after they agreed to delete but they finally came off this morning. I use CCT and saw a 22 point jump from 647 to 669 on EX. That made my time since late jump from 1 month (since they updated when I paid off the charge-offs) to 23 months. I was also able to get a Seventh Avenue paid charge-off removed from my husband's reports at the same time. He saw a 27 point increase on EX. Another to-do item checked off of my rebuilding logs.
Keep up the good work!
That's awesome.
I'm in the same situation with a small paid chargeoff through the same company. Sent you a PM.
@JayTee1 wrote:That's awesome.
I'm in the same situation with a small paid chargeoff through the same company. Sent you a PM.
Replied. Good luck!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Good luck to your rebuilding.
WOW, that's great job. I've been trying to remove small charge-off from my auto loan with Bank of America but they said they don't do that - I offered that I will pay it if they remove it - no luck. Any clues how can it be removed?
@stfraw wrote:WOW, that's great job. I've been trying to remove small charge-off from my auto loan with Bank of America but they said they don't do that - I offered that I will pay it if they remove it - no luck. Any clues how can it be removed?
I don't have any experience working with B of A. Your best bet would be to use the search feature and see others experiences with B of A. Most often if you are looking for that kind of goodwill gesture the frontline customer service reps can't help you. You would need to contact someone at the executive level for that kind of help.
I agree, I sent them a letter and they called me saying the suprevisor told them to contact me and say "they don't do that" whatever that means. Any input here would be much appreciated.
Could you kindly PM me what you sent them and to where/who?
My wife paid off an old account with them in full and was thrilled when, two weeks later they removed it from her credit without her asking....but NOW, they've put it back on her credit showing as a new Charge-Off and owing the money again. It's frustrating.
Any sharing of info that helped you would be great - thanks! And congrats on your removal(s).