2 EE successes!

[Anonymous]

I called TU and they removed 2 old debts early! Woohoo! They explained on the phone they would submit a request and a few days ago I found out they were removed! I'm going to wait a few more months and request the last one to be removed EE too

[gdale6]

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@Anonymous wrote:
I called TU and they removed 2 old debts early! Woohoo! They explained on the phone they would submit a request and a few days ago I found out they were removed! I'm going to wait a few more months and request the last one to be removed EE too

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Grats to the success

[jsantiago102]

Congrats! Can I ask how early? I have a collections on my Experian report due to be deleted 8/11/2015 and they said no to EE!

[gdale6]

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@jsantiago102 wrote:
Congrats! Can I ask how early? I have a collections on my Experian report due to be deleted 8/11/2015 and they said no to EE!

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Amazing call back and get a supervisor. 2-3 months out with EX/EQ but you have to get the right person to do it.

[jsantiago102]

Thank you! Got it off. : )

[Anonymous]

Hello, how can i find out when things are due to drop off? I have a chapter 7 from 2008 and all the accounts included in that are still there, do those fall off in 10 years due to the BK?

[Anonymous]

I've called a few times and no luck. I may send them a letter or request someone in Anerica if I call again!

[masscredit]

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@Anonymous wrote:

Hello, how can i find out when things are due to drop off? I have a chapter 7 from 2008 and all the accounts included in that are still there, do those fall off in 10 years due to the BK?

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What has worked for me is using the first month that I started missing payments. A lot of my IIB accounts have been falling off and I've done some EEs for the others as they get close. TU will usually do that about 6 months early while EX and EQ might do it 2 months early.  I just did an EE on TU this week. That got rid of my last IIB account on that report. I still have a few more on the other two. 

Has anyone tried earlier than 2 months with EX and EQ? I've never called to do it. I've always done it online.