Reply
Regular Contributor
Posts: 187
Registered: ‎03-05-2013
0

2 Judgments for same debt

If I have a judgment on me on same debt in 2 states and both reported in my CR can I dispute it and how I should approach the CRA 

 

Thank you 


Started :
05/05/2013 EX :525,TU:542,EQ:535
09/30/2014 EX :655,TU:669,EQ:664
In Garden Since 03/16/2013
Will not Apply till 03/31/2015
Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
0

Re: 2 Judgments for same debt

A judgment from any state can be enforceable in any other state. The process is called domestication. Once the judgment in one state is domesticated in the other it can be enforced in your current state.

 

This may be what happened.  You would need to contact the clerks of each court to find out.

Valued Contributor
Posts: 1,063
Registered: ‎05-26-2010
0

Re: 2 Judgments for same debt

+1

 

If the creditor has taken the trouble to domesticate a judgment from another state they may be intent on enforcing it.  The next steps could include being summoned to a disclosure hearing (it's not showing up at those that gets debtors put in jail for contempt of court), attachment of your bank account or wage garnishment.  You need to look paying this, or whether the underlying judgment can be vacated.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.