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2 Judgments for same debt

Regular Contributor

2 Judgments for same debt

If I have a judgment on me on same debt in 2 states and both reported in my CR can I dispute it and how I should approach the CRA 


Thank you 

Started :
05/05/2013 EX :525,TU:542,EQ:535
09/30/2014 EX :655,TU:669,EQ:664
In Garden Since 03/16/2013
Will not Apply till 03/31/2015
Message 1 of 3
Epic Contributor

Re: 2 Judgments for same debt

A judgment from any state can be enforceable in any other state. The process is called domestication. Once the judgment in one state is domesticated in the other it can be enforced in your current state.


This may be what happened.  You would need to contact the clerks of each court to find out.

Message 2 of 3
Valued Contributor

Re: 2 Judgments for same debt



If the creditor has taken the trouble to domesticate a judgment from another state they may be intent on enforcing it.  The next steps could include being summoned to a disclosure hearing (it's not showing up at those that gets debtors put in jail for contempt of court), attachment of your bank account or wage garnishment.  You need to look paying this, or whether the underlying judgment can be vacated.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
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