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2 Separate CA's Reporting Same Account.

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Schoolbuskid
Valued Contributor

2 Separate CA's Reporting Same Account.

T-mobile is sold an account to CA #1 reporting collection with $350 balance.

 

T-mobile sold an account to CA #2 reporting collection with $350 balance.

 

I havent DV'd either Collection Agency as of yet., wanted to get some advice on best way to approach.

 

Both past SOL.

 

Advice?

Rebuilding and Reducing Debt, is my game plan.
Message 1 of 8
7 REPLIES 7
guiness56
Epic Contributor

Re: 2 Separate CA's Reporting Same Account.

Are you sure CA #1 didn't sell the debt to CA #2 or assign it for collection?

 

If it is out of SOL I would send both of them DV letters.

Message 2 of 8
Schoolbuskid
Valued Contributor

Re: 2 Separate CA's Reporting Same Account.

Well both are reporting balances, should one report zero balance, if one of them sold to the other?

 

Yea i was thinking of sending DV.

Rebuilding and Reducing Debt, is my game plan.
Message 3 of 8
guiness56
Epic Contributor

Re: 2 Separate CA's Reporting Same Account.

It is out of SOL so I would send both of them a DV letter.  One of them should come off.

Message 4 of 8
Schoolbuskid
Valued Contributor

Re: 2 Separate CA's Reporting Same Account.

Thanks Guiness!

Rebuilding and Reducing Debt, is my game plan.
Message 5 of 8
shorrttyycm1
Frequent Contributor

Re: 2 Separate CA's Reporting Same Account.

I have the same issue...many of my old collections are showing up by multiple collection agencies?  Since I included all, the OC plus the CAs, in my chpt 7 (due to discharge this month-medical issues no judgements please) should I DV them or just leave them as they are included in my filing?

 

THANKS!

 


Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700


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Message 6 of 8
guiness56
Epic Contributor

Re: 2 Separate CA's Reporting Same Account.

Message 7 of 8
shorrttyycm1
Frequent Contributor

Re: 2 Separate CA's Reporting Same Account.

They are not showing either IIB or a zero balance?  I am confused, doesn't it have to be one way or the other?

 


Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700


Take the FICO Fitness Challenge
Message 8 of 8
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