Rebuilding Your Credit

[daisy245]

Thank you again my fico friends.  I just checked my credit reports and two more medical collections have been deleted.    YEAH! 

I only gained 3-4 pts because they were pretty old, but at least they are gone. 

[fused]

Congrats!

[Chopbrocoli]

Very good to hear, cheers!

[cartercorp]

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daisy245 wrote:

Thank you again my fico friends.  I just checked my credit reports and two more medical collections have been deleted.    YEAH! 

I only gained 3-4 pts because they were pretty old, but at least they are gone. 

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Congrats

Way to start the new year off....

[haapril]

how did you do it. I have a medical on 2 of my reports and have diputed it, but it still won't get deleted. It just updated. I even called the collection company, but they were unwilling to work. any suggestions???

[sidewinder]

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haapril wrote:
how did you do it. I have a medical on 2 of my reports and have diputed it, but it still won't get deleted. It just updated. I even called the collection company, but they were unwilling to work. any suggestions???

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Follow the HIPAA process. Check link in signature that is titled "medical collections".

[ixoxo]

When you do the HIPAA process, I suggest you follow the guidelines to the T. Do everything as suggested in the guidelines. No skipping steps or short cuts. I have had 2 medical accounts deleted by using this process. The first time around I partially followed the guidelines.(my excuse is that I started disputing the account before knowing about Hipaa) The account kept being verified. I ended up just getting the CA to delete by sending an ITS letter-which is not part of the Hipaa process.  For the second account I followed the Hippa process to a T and got it deleted after 2 weeks of sending the PreHipaa letter. So like I suggested follow the process as laid out. If not sure ask as there are a lot of helpful people in this community.  good luck!!!