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Contributor
daisy245
Posts: 81
Registered: ‎11-22-2008
0

2 more medicals deleted :)

Thank you again my fico friends.  I just checked my credit reports and two more medical collections have been deleted.  :smileyhappy:  YEAH! 

 

I only gained 3-4 pts because they were pretty old, but at least they are gone. 

Moderator Emeritus
fused
Posts: 16,374
Registered: ‎03-12-2007
0

Re: 2 more medicals deleted :)

Congrats!
Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

Established Contributor
Chopbrocoli
Posts: 805
Registered: ‎05-11-2007
0

Re: 2 more medicals deleted :)

Very good to hear, cheers!
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Established Contributor
cartercorp
Posts: 851
Registered: ‎07-01-2008
0

Re: 2 more medicals deleted :)


daisy245 wrote:

Thank you again my fico friends.  I just checked my credit reports and two more medical collections have been deleted.  :smileyhappy:  YEAH! 

 

I only gained 3-4 pts because they were pretty old, but at least they are gone. 


 

Congrats

Way to start the new year off....

Contributor
haapril
Posts: 97
Registered: ‎11-13-2008
0

Re: 2 more medicals deleted :)

how did you do it. I have a medical on 2 of my reports and have diputed it, but it still won't get deleted. It just updated. I even called the collection company, but they were unwilling to work. any suggestions???
Moderator Emeritus
Posts: 11,562
Registered: ‎08-29-2007
0

Re: 2 more medicals deleted :)


haapril wrote:
how did you do it. I have a medical on 2 of my reports and have diputed it, but it still won't get deleted. It just updated. I even called the collection company, but they were unwilling to work. any suggestions???

Follow the HIPAA process. Check link in signature that is titled "medical collections".

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Regular Contributor
ixoxo
Posts: 171
Registered: ‎08-01-2008
0

Re: 2 more medicals deleted :)

When you do the HIPAA process, I suggest you follow the guidelines to the T. Do everything as suggested in the guidelines. No skipping steps or short cuts. I have had 2 medical accounts deleted by using this process. The first time around I partially followed the guidelines.(my excuse is that I started disputing the account before knowing about Hipaa) The account kept being verified. I ended up just getting the CA to delete by sending an ITS letter-which is not part of the Hipaa process.  For the second account I followed the Hippa process to a T and got it deleted after 2 weeks of sending the PreHipaa letter. So like I suggested follow the process as laid out. If not sure ask as there are a lot of helpful people in this community.  good luck!!!

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