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Established Contributor
madmann26
Posts: 975
Registered: ‎08-30-2012

2 point drop?

I cant find out why this happened. Any ideas?

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 649 EQ 658 FICO 5/13/2013
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC

Goal Score: 700 across the board.
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Moderator
Shogun
Posts: 7,369
Registered: ‎04-15-2011

Re: 2 point drop?

I see that too sometimes,  little fluxuations up and down.  Sometimes I have no idea what's causing it.


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

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Frequent Contributor
sphinx313
Posts: 550
Registered: ‎02-12-2011

Re: 2 point drop?

Inquiry? Slight increase in utility?



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


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Established Contributor
madmann26
Posts: 975
Registered: ‎08-30-2012

Re: 2 point drop?

Nope. Zero change.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 649 EQ 658 FICO 5/13/2013
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC

Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Frequent Contributor
sphinx313
Posts: 550
Registered: ‎02-12-2011

Re: 2 point drop?

The system probably saw you trying to better your credit and decided to bring ya down a notch. Ya know, remind you who you're dealing with lol.



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


Take the FICO Fitness Challenge
Established Contributor
madmann26
Posts: 975
Registered: ‎08-30-2012

Re: 2 point drop?

Lol

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 649 EQ 658 FICO 5/13/2013
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC

Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Moderator
Shogun
Posts: 7,369
Registered: ‎04-15-2011

Re: 2 point drop?

OK.  I laughed at that one.  :smileyhappy:


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

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Frequent Contributor
TrishN
Posts: 404
Registered: ‎11-05-2012

Re: 2 point drop?

With my understanding 2 pts drop because you log in myfico forum too much. Am I right?

 photo Hilton_zps2310240f.jpg. photo BCE_zps1b39d9b4.jpg. photo USBANK_zps7f2a809f.jpg. photo usaa_zpsfc2a2747.jpg. photo Capitalone_zps158707bd.jpg. photo BOA_zpsfc26c9d9.jpg. photo walmart_zps459d43b3.jpg
Moderator
llecs
Posts: 31,430
Registered: ‎08-04-2007

Re: 2 point drop?


madmann26 wrote:
I cant find out why this happened. Any ideas?

How did you find out about the change?

Valued Contributor
nicholasyud
Posts: 1,589
Registered: ‎08-13-2012

Re: 2 point drop?


TrishN wrote:

With my understanding 2 pts drop because you log in myfico forum too much. Am I right?


+1 lol

 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800


Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k


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