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2 point drop?

Valued Contributor

2 point drop?

I cant find out why this happened. Any ideas?
Scores: about 700 across the board
Total CL: $275k
Message 1 of 17
16 REPLIES
Moderator Emeritus

Re: 2 point drop?

I see that too sometimes,  little fluxuations up and down.  Sometimes I have no idea what's causing it.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 17
Established Contributor

Re: 2 point drop?

Inquiry? Slight increase in utility?



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


Take the FICO Fitness Challenge
Message 3 of 17
Valued Contributor

Re: 2 point drop?

Nope. Zero change.
Scores: about 700 across the board
Total CL: $275k
Message 4 of 17
Established Contributor

Re: 2 point drop?

The system probably saw you trying to better your credit and decided to bring ya down a notch. Ya know, remind you who you're dealing with lol.



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


Take the FICO Fitness Challenge
Message 5 of 17
Valued Contributor

Re: 2 point drop?

Lol
Scores: about 700 across the board
Total CL: $275k
Message 6 of 17
Moderator Emeritus

Re: 2 point drop?

OK.  I laughed at that one.  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 7 of 17
Established Contributor

Re: 2 point drop?

With my understanding 2 pts drop because you log in myfico forum too much. Am I right?

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 8 of 17
Highlighted
Moderator Emeritus

Re: 2 point drop?


madmann26 wrote:
I cant find out why this happened. Any ideas?

How did you find out about the change?

Message 9 of 17
Valued Contributor

Re: 2 point drop?


TrishN wrote:

With my understanding 2 pts drop because you log in myfico forum too much. Am I right?


+1 lol

 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 10 of 17