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2 point drop?

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hoping2rebuild
Established Contributor

Re: 2 point drop?


@TrishN wrote:

With my understanding 2 pts drop because you log in myfico forum too much. Am I right?


Well if that's the case I should have negative scores now Smiley Sad

lol

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 11 of 17
madmann26
Valued Contributor

Re: 2 point drop?

llecs

It was an alert from myFico.com.

Current FICO 9 Scores



Message 12 of 17
HiLine
Blogger

Re: 2 point drop?

Message 13 of 17
llecs
Moderator Emeritus

Re: 2 point drop?


@madmann26 wrote:
llecs

It was an alert from myFico.com.

Take myFICO alerts with a grain of salt. Remember, it alerts you to a net score change as opposed to an alert for a specific reason. It'll throw out the best guess per the score change, but isn't always spot on. Keep that in mind. It could be any number of things.

 

If relying solely on an alert, it might be worth pulling EQ from somewhere to look for changes. Two points is nothing in the scheme of things. Your score can change daily and you'll see many more increases or decreases like this. I'd look at a new EQ report for changes like balance increases, a dispute comment, changes in status dates, a CLD, status changes, and many more as any of these can drop your scores

Message 14 of 17
madmann26
Valued Contributor

Re: 2 point drop?

Thanks llecs!!

Current FICO 9 Scores



Message 15 of 17
madmann26
Valued Contributor

Re: 2 point drop?

*chuckle*

 

I got those 2 points back today. 

Current FICO 9 Scores



Message 16 of 17
Duncanrr
Valued Contributor

Re: 2 point drop?

I gained +2 pts every time I convince someone to drapp. (I am employed by the devil after all.)


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 17 of 17
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