11-18-2012 06:04 AM
With my understanding 2 pts drop because you log in myfico forum too much. Am I right?
Well if that's the case I should have negative scores now
11-18-2012 02:40 PM
It was an alert from myFico.com.
Take myFICO alerts with a grain of salt. Remember, it alerts you to a net score change as opposed to an alert for a specific reason. It'll throw out the best guess per the score change, but isn't always spot on. Keep that in mind. It could be any number of things.
If relying solely on an alert, it might be worth pulling EQ from somewhere to look for changes. Two points is nothing in the scheme of things. Your score can change daily and you'll see many more increases or decreases like this. I'd look at a new EQ report for changes like balance increases, a dispute comment, changes in status dates, a CLD, status changes, and many more as any of these can drop your scores
11-30-2012 06:38 PM