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Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: 2 point drop?

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‎11-18-2012 06:04 AM

TrishN wrote:

With my understanding 2 pts drop because you log in myfico forum too much. Am I right?

Well if that's the case I should have negative scores now :smileysad:

lol

 

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 11 of 17 (276 Views)
 
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Established Contributor
madmann26
Posts: 996
Registered: ‎08-30-2012

Re: 2 point drop?

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‎11-18-2012 11:36 AM

llecs

It was an alert from myFico.com.
Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 649 EQ 658 FICO 5/13/2013
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Message 12 of 17 (255 Views)
 
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HiLine
Posts: 1,652
Registered: ‎10-19-2012

Re: 2 point drop?

[ Edited ]
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‎11-18-2012 11:42 AM - edited ‎11-18-2012 11:44 AM

Lol

---> HiLine's personal finance blog - Follow my journey!  :smileylol:


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llecs
Posts: 31,518
Registered: ‎08-04-2007

Re: 2 point drop?

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‎11-18-2012 02:40 PM

madmann26 wrote:
llecs

It was an alert from myFico.com.

Take myFICO alerts with a grain of salt. Remember, it alerts you to a net score change as opposed to an alert for a specific reason. It'll throw out the best guess per the score change, but isn't always spot on. Keep that in mind. It could be any number of things.

 

If relying solely on an alert, it might be worth pulling EQ from somewhere to look for changes. Two points is nothing in the scheme of things. Your score can change daily and you'll see many more increases or decreases like this. I'd look at a new EQ report for changes like balance increases, a dispute comment, changes in status dates, a CLD, status changes, and many more as any of these can drop your scores

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Established Contributor
madmann26
Posts: 996
Registered: ‎08-30-2012

Re: 2 point drop?

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‎11-18-2012 02:42 PM

Thanks llecs!!
Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 649 EQ 658 FICO 5/13/2013
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Message 15 of 17 (213 Views)
 
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Established Contributor
madmann26
Posts: 996
Registered: ‎08-30-2012

Re: 2 point drop?

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‎11-30-2012 06:15 PM

*chuckle*

 

I got those 2 points back today. 

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 649 EQ 658 FICO 5/13/2013
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Message 16 of 17 (151 Views)
 
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Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: 2 point drop?

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‎11-30-2012 06:38 PM

I gained +2 pts every time I convince someone to drapp. (I am employed by the devil after all.)


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
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