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+200 Points in 1 Year, 1 Month, & 1 Day!

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missindependent
Contributor

Re: +200 Points in 1 Year, 1 Month, & 1 Day!

Congrats, that's really inspiring!

AMEX PRG (NPSL), Citi Double Cash ($1200), BECU ($1000), Barney's ($1000), Bloomingdales Store Card ($1000), Neiman Marcus ($700), Macy's Store Card ($600), Amazon Rewards Visa Card, ($500), Capital One Platinum ($500), Capital One QuicksilverOne ($500)

Starting Score: 543
Current Score: EX:649 EQ: 657 TU:661
Goal Score: 750


Take the myFICO Fitness Challenge
Good luck to all of our myFICO Fitness Challengers!
Message 11 of 17
StartingOver10
Moderator Emerita

Re: +200 Points in 1 Year, 1 Month, & 1 Day!

Your success is awe inspiring!  You should be doing the happy dance now! Thank you for posting the fantastic results of your hard work! Smiley Very Happy

Message 12 of 17
itgirl74
Frequent Contributor

Re: +200 Points in 1 Year, 1 Month, & 1 Day!

Oh yes, I am dancing, especially because of what those scores did for me last night: http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Pinch-Me-Because-I-Must-Be-Dreaming/td-p/38761...

Starting Score: EQ: 478 | EX: 499 | TU: 534 Current Score:EQ: 759 | EX: 805 | TU: 830 Goal Score: 800
Message 13 of 17
lg8302ch
Senior Contributor

Re: +200 Points in 1 Year, 1 Month, & 1 Day!

Amazing....congrats on your great success! Keep it up and if it does not continue at this speed from now on do not get frustrated. It will move in the right direction just most probably not at the same speed 😀

Message 14 of 17
itgirl74
Frequent Contributor

Re: +200 Points in 1 Year, 1 Month, & 1 Day!


@lg8302ch wrote:

Amazing....congrats on your great success! Keep it up and if it does not continue at this speed from now on do not get frustrated. It will move in the right direction just most probably not at the same speed 😀


Nope, no frustration here. I'm sure I'm going to take a hit with some new inquiries and 6 new TLs from my app spree. I'm going back to the garden, where I'll stay for a year while my scores rebound. I don't expect any more big jumps until all my baddies fall off, which is several years from now.

Starting Score: EQ: 478 | EX: 499 | TU: 534 Current Score:EQ: 759 | EX: 805 | TU: 830 Goal Score: 800
Message 15 of 17
lg8302ch
Senior Contributor

Re: +200 Points in 1 Year, 1 Month, & 1 Day!


@itgirl74 wrote:

@lg8302ch wrote:

Amazing....congrats on your great success! Keep it up and if it does not continue at this speed from now on do not get frustrated. It will move in the right direction just most probably not at the same speed 😀


Nope, no frustration here. I'm sure I'm going to take a hit with some new inquiries and 6 new TLs from my app spree. I'm going back to the garden, where I'll stay for a year while my scores rebound. I don't expect any more big jumps until all my baddies fall off, which is several years from now.


Perfect...see you in the Garden then 😀

Message 16 of 17
EW800
Valued Contributor

Re: +200 Points in 1 Year, 1 Month, & 1 Day!

Outstanding!! Congratulations on such great success in such a short period of time!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 17 of 17
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