ooohhh!! what is clearpoints? never heard of that one!!!
Starting Score: 612 EQ 6-1-2013
It's their only card you can apply online. The others I think you have to call or go to branch. They are TU pullers and it's my best report. 
aha!!!!I was just researching that!!!! they have huge limits too! I think i may go with this card...any card that will let you deposit 22.5k in a secured card, will give high limits once its all said and done...just need to make sure that they report to all three credit bureaus...the jewel in it all is that Barclays bank also reports to transunion, they told me when i applied to them last year they need to see something on my transunion reoprt for them to approve me.....the 1500 card and the 500 card will be reporting.....July 4th Im going back to them...and see what they are gonna do.......
Bummer!!! just found out that BBVA secured card does not graduate....once its secured, it stays secured.....I would love to have this card, but i dont want to tie up money on a secured card that will not graduate.....once i close it, im sure its gonna ding me something nice on my report....... but on the other side, im sure that I will be approved for a unsecured card next year at this time...probably with a nice limit too!!
#TheStruggle2014
That is true!!!! and at that point, next year at this time, it wont hurt to lose a few points, i will get them back in a few months anyway.....im going for the BBVA card! let you know how it goes as soon as my funds get here next week....I may just put 500 on W/F,500 on BBVA, and 1000 on B of A....My report will really look lovely then....
Found out that the Card for BBVA compass secured card DOES GRADUATE! this may be the card to have going forward for all to have! they give rather large limits on their card! im going to sit on this one for awhile!
I also found out that some branches do not do Secured WF cards without having an account....BUMMER! probably just as well though...Im not really a fan of them yet....But I know that they will help build my credit. B Of A was rather easy...not sure if im going to be approved for their secured card as i have a collection on the report that they pulled from (experian)...however, i also have a credit card reporting on that account that is secured, and doesnt show as secured...will find out on Friday.