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2000 secured, or 1500 @ 500 card(s)

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baller4life
Super Contributor

Re: 2000 secured, or 1500 @ 500 card(s)

I got approved BoA with a collection. So I'm sure you'll be fine. Thats awesome that BBVA secured graduates!! Great bank to get in with!!
Message 51 of 58
teamgray
Contributor

Re: 2000 secured, or 1500 @ 500 card(s)

I hope so!!! trying to get these scores up! i called the Customer service number after getting an alert from my bureau that they had checked my credit report for the secured card....the lady said they are still reviewing it....Guy at the back said to check back with him on friday and he should be able to find out.....

 

#FingersCrossed

 

I havent gotten an alert yet on the BBVA, should get one today..I heard that they only check Transunion, which would be lovely!!


Starting Score: 612 EQ 6-1-2013
Current Score: 12-26-13 656 EQ(FICO) 608 TU(FAKO) 632(FICO) EX
Goal Score: 700 FICO on all three by 7/1

"The Struggle is real"
Take the myFICO Fitness Challenge



Message 52 of 58
baller4life
Super Contributor

Re: 2000 secured, or 1500 @ 500 card(s)

Yep BBVA only pulls TU. Good luck to you!!
Message 53 of 58
teamgray
Contributor

Re: 2000 secured, or 1500 @ 500 card(s)

Great! if thats the case, then its looking so nice for 2014 and beyond!!!! I can see that 700 fico score just ahead!!


Starting Score: 612 EQ 6-1-2013
Current Score: 12-26-13 656 EQ(FICO) 608 TU(FAKO) 632(FICO) EX
Goal Score: 700 FICO on all three by 7/1

"The Struggle is real"
Take the myFICO Fitness Challenge



Message 54 of 58
baller4life
Super Contributor

Re: 2000 secured, or 1500 @ 500 card(s)

Sweet! Smiley Wink
Message 55 of 58
teamgray
Contributor

Re: 2000 secured, or 1500 @ 500 card(s)

KINDA BUMMED RIGHT NOW.....MY SECURED CARD THAT I WAS TRYING TO RECEIVE FROM BBVA COMPASS WAS DECLINED.....WILL GET THE MAIL AND THE DEPOSIT BACK SHORTLY......GUESS I MAY HAVE TO GO WITH CAPITOL 1 FOR THE SHORT TERM.

 

I JUST KNEW THAT THEY WOULD APPROVE IT, IF THEY PULLED TRANSUNION, DIDNT GET A ALERT FROM THAT REPORT THAT THEY REVIEWED IT.....AND NOW IM KINDA WEARY OF THE B OF A SECURED APP.......CALLED THEM AND THEY SAID ITS STILL BEING REVIEWED.....SHOULDNT TAKE A WEEK TO REVIEW. BUT I GUESS A REVIEW IS BETTRE THAN A DENIAL....WILL TRY TO GO BACK TO W/F AND SEE IF I CAN GET THEIR CARD,


Starting Score: 612 EQ 6-1-2013
Current Score: 12-26-13 656 EQ(FICO) 608 TU(FAKO) 632(FICO) EX
Goal Score: 700 FICO on all three by 7/1

"The Struggle is real"
Take the myFICO Fitness Challenge



Message 56 of 58
elsenyor
Valued Member

Re: 2000 secured, or 1500 @ 500 card(s)

My stepfather is a retired Navy, and I don't live with my parents. I got in to NFCU.  My SF was already a member, but you can call if your grandfather agrees to sponsor you. 


Starting Score: (8/2013) 487
Current Score: (5/20/14 Pull) EQ 705 EX 702 TU 685
Goal Score: 750 across the board
What's in my wallet? NFCU 6500, NFCU 2000, Discover IT 2k, Home Depot 700, Citizens Bank 2k, Wells Fargo (Empire) 4800
Message 57 of 58
baller4life
Super Contributor

Re: 2000 secured, or 1500 @ 500 card(s)

Sorry to hear about bbva but BOA takes a LONG time to approve you. So don't get discouraged. Just keep checking your acct to see when the funds are taken then you know you have been approved. The approval won't show in their system until they receive confirmation that your deposit cleared. Took about 5 days after it cleared my bank to be officially approved.

Message 58 of 58
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