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2008 RULING on FTC -vs- Jefferson Capital/compucredit

Regular Contributor

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit

i did it online and got " it has been forwarded to JEFFERSON cap sys and they may contact me directly.  they have until 6/05/12 to respond. yadda yadda. My guess is that they will contact me by sending me another "second chance emblem offer" haha. 

 

3/07/12 EQ 600 10/02/12 EQ 688
08/13/12 TU(walmart) 653
09/12/12 EX(plus) 655
Valued Member

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit

If your card is still reporing with Jefferson Capital, I think you may have a good chance of it being removed. My problem is that a CA is reporting mine.


Starting Score: 518
Current Score: EQ 612(Lender Pull) TU585EX 584 null)
Goal Score: 720


Take the FICO Fitness Challenge
Regular Contributor

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit

what CA is reporting? I assumed that Jeffcap was a CA, but they own all those bogus cards that they were passing off to subprimers.

3/07/12 EQ 600 10/02/12 EQ 688
08/13/12 TU(walmart) 653
09/12/12 EX(plus) 655
Valued Member

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit

The CA reporting is Midland


Starting Score: 518
Current Score: EQ 612(Lender Pull) TU585EX 584 null)
Goal Score: 720


Take the FICO Fitness Challenge
Regular Contributor

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit

Smiley Sad

3/07/12 EQ 600 10/02/12 EQ 688
08/13/12 TU(walmart) 653
09/12/12 EX(plus) 655
Valued Contributor

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit


pmatt1 wrote:

The CA reporting is Midland


Good luck with MIdland. They are the worst!

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Regular Contributor

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit

Jefferson has only three more days to respond to the BBB complaint and so far nothing. What is the next step if by Wednesday I still have not heard from them? Do I notify the BBB that no response has been given?

3/07/12 EQ 600 10/02/12 EQ 688
08/13/12 TU(walmart) 653
09/12/12 EX(plus) 655
Regular Contributor

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit

woot woot!!!  I just checked my complaint and JEFFERSON CAP responded to the BBB.  although, according to JCS, my account was not included in the suit(?) they are closing accoutn, ceasing all collection efforts, and having it deleted from all three CRAs!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! AWWWWW YEAAAA!!! I am so glad I heard something this positive!!!  I don't know if it will cause a score jump, but betwwen that and MIDLAND falling off early last week from EQ,  i may seem something, no??

3/07/12 EQ 600 10/02/12 EQ 688
08/13/12 TU(walmart) 653
09/12/12 EX(plus) 655
Valued Contributor

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit


gypsysoul wrote:

woot woot!!!  I just checked my complaint and JEFFERSON CAP responded to the BBB.  although, according to JCS, my account was not included in the suit(?) they are closing accoutn, ceasing all collection efforts, and having it deleted from all three CRAs!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! AWWWWW YEAAAA!!! I am so glad I heard something this positive!!!  I don't know if it will cause a score jump, but betwwen that and MIDLAND falling off early last week from EQ,  i may seem something, no??


Well that's good...at least they had the decency to delete it for you even if you weren't one of the "eligible consumers".

 

Yay!

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Contributor

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit

Congrats.. I am still waiting they have until 6/10 to respond to mine.