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2008 RULING on FTC -vs- Jefferson Capital/compucredit

New Member

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit

Did you receive any more info on this? i am in the same boat with Midland/MCM. i sent a dv letter to them last week and then they sent me an account print out of all "my charges" from 2007 and 2008 from my imagine cc. Not sure on how to proceed with them and if i should just wait it out and let it sit on my credit or pfd if possible.

Message 31 of 81
Regular Contributor

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit

JEFF CAP was finally deleted today!! yes! so it took about 2 1/2 weeks for anyone that is wondering on a timeline

 

3/07/12 EQ 600 10/02/12 EQ 688
08/13/12 TU(walmart) 653
09/12/12 EX(plus) 655
Message 32 of 81
Contributor

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit

Thanks..so far experian has deleted..still waiting on transfer and equifax
Message 33 of 81
Regular Contributor

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit

i only checked EQ. going to wait for my last two baddies to fall off in a few months before i pull TU. I get EX monthly from FP bank(i know, just not ready to dump them yet, lol) 

3/07/12 EQ 600 10/02/12 EQ 688
08/13/12 TU(walmart) 653
09/12/12 EX(plus) 655
Message 34 of 81
Contributor

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit

Equifax and Experian deleted, still waiting on transunion... Not sure how many points i gained back yet

Message 35 of 81
New Member

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit

My Fiance had an Aspire card with them and he has Jefferson Capital on his collection accounts.  I am trying to find out who was eligible according to the ruling in 2008. How do I find out if he was an eligible consumer?

Message 36 of 81
Established Contributor

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit

see your pm





Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board


Take the FICO Fitness Challenge

Last HP 6/10/2015
Message 37 of 81
Member

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit

Can you please send me the info on how to find out if my ASPEN card account should have been included in the FTC lawsuit?  Thank you!!

Message 38 of 81
Valued Member

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit

Can someone please send me the info on how to find out if my imagine card was in this lawsuit?

Message 39 of 81
Regular Contributor

Re: 2008 RULING on FTC -vs- Jefferson Capital/compucredit

Same here.  I paid Jefferson off in Feb of last year, and they were collecting for Tribute.  It doesn't appear that the Tribute card is on my CRA reports, so I'm thinking that would put me into the list of accounts that Jefferson shouldn't be putting in there.

 

I sent a GW letter to them last week, we'll see what happens.  If they don't reply to my letter in a couple of weeks, I'll play hardball and demand that it be taken off due to the lawsuit.

 




Starting Score: 605 (Experian); 588 (Equifax); 590 (TransUnion)
Current Score: 626 (Experian); 667 (Equifax); 670 (TransUnion)
Goal Score: 800

Message 40 of 81