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Congrats jutz! You've done a lot of work!
Transunion finally dropped that last CA. Can't believe I spent 16 bucks on an outdated report a week ago. Convince me it's not worth the money yet!!
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
Trust your feelings. Wait till after the new year and get a new report.
I'm not applying for anything between now and then, and I have a 30 day late aging to a year then, so that would be the smart thing to do. We'll see how long it lasts. This is more difficult than gardening for me.
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
Someone bought me an early xmas present and paid for the refresh of my TU
TU98 up to 676!
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
Sigh...
Just had to edit a bit of the progress. In my excitement I didn't fully check into one of the derogs I thought was gone. My 60 and 90 day lates were from 24+ months ago, in fact the 60 hit 3 years this month, and the 90 will next month. Because of this, the payment history on MyFICO, as well as EIDT didn't go back far enough and I didn't notice them. Sucks, but whatever. I'm still happy with the late year progress I've made. Now though I have no idea how I'm going to get rid of those, besides waiting another 4 years.
Still happy to see 676 on TU.
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
Great work Jutz!! You are on your way! It's so important to set specific goals and then measure yourself and adjust as needed. You are doing fabulous!
Submitted my BBB complaint for Verizon, we'll see how far that goes. Should be hearing initial contact in the next day or two.
Also got a call back regarding my Executive Office Cap1 CLI request. I've officially requested 2k, I don't think this is unreasonable for an amount, however I could understand if I was rejected based on a 30 day late with another company in the last 12 months. She'll be getting back to me in about 72 hours.
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
Nailed it!
Capital One just upped my CL to $2,000. The highest CL I've ever had, lol. They are also adding 1% cash back, plus 50% annual reward (Not sure how that works, can anyone answer?)
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
Happy Dance!!!!!!