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+ 21

Established Contributor

+ 21

Got this alert when I got up this evening Smiley Happy

 

 

Alert:Your FICO® score has exceeded your target score of 624

Score Watch alert/Changes to your FICO® Score

Your FICO® score has gone up to 645 on January 2, 2013.
Target score alert:Your FICO® score has exceeded your target score of 624.

Your FICO score may have gone up because the following 4 factors are not hurting your FICO score as much as before:

  • You’ve recently missed a payment or the date of your most recent missed payment is unknown.
  • You’ve recently missed a payment or the date of your most recent missed payment is unknown.
  • You’ve recently missed a payment or the date of your most recent missed payment is unknown.
  • You’ve recently missed a payment or the date of your most recent missed payment is unknown.

 

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 1 of 9
8 REPLIES
Established Member

Re: + 21

Nice increase! Congrats!

Message 2 of 9
Moderator Emeritus

Re: + 21

Nice bump.  Congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 9
Established Contributor

Re: + 21

Thank You

Both of the SW alerts I have gotten in the last few days have given this reason:  why is it listing the same thing all 4 times?

 

 

Your FICO score may have gone up because the following 4 factors are not hurting your FICO score as much as before:

  • You’ve recently missed a payment or the date of your most recent missed payment is unknown.
  • You’ve recently missed a payment or the date of your most recent missed payment is unknown.
  • You’ve recently missed a payment or the date of your most recent missed payment is unknown.
  • You’ve recently missed a payment or the date of your most recent missed payment is unknown

 

 

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 4 of 9
Valued Contributor

Re: + 21

Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 5 of 9
Established Contributor

Re: + 21

Maybe it's referring to 4 different lates or it's just some sort of error. Regardless, that's a nice bump. Congrats!



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


Take the FICO Fitness Challenge
Message 6 of 9
Established Contributor

Re: + 21

Congrats

Message 7 of 9
Highlighted
Frequent Contributor

Re: + 21

Nice work!!

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge
Message 8 of 9
New Contributor

Re: + 21

Congrats!

Starting Score: EQ: 605 (10/21/2012) Trans/Walmart: 641(10/26/2012)
Current Score: EQ: 678 (4/9/13) Trans/Walmart: 693 (5/13/13) EX: 648 (4/10/13) Lender pull

Message 9 of 9